8295 Main St, Birch Run, MI 48415 Property Records

Saginaw County property record for 8295 Main St, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,252 sqft · built 1910
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jan 2020)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Jan 2020 Transfer Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-20-2061-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-20-2061-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	720 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	8295 MAIN ST
City	BIRCH RUN
State	MI
Zip	48415-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 153 FT OF E 60 FT OF W 180 FT OF E 1/2 SW 1/4 .21 ACRE VILLAGE OF BIRCH RUN SEC 20 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	20
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	1
Census Block	1039
Census Tract	13100

Owner

8295 Main St is owned and occupied by two individuals who bought it in January 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8295 MAIN ST, BIRCH RUN, MI 48415-7736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 3, 2020	Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU
Nov 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Deed Document Number	2020278
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0000002153
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 29, 2020
Property Address	8295 MAIN ST, BIRCH RUN, MI 48415-7736
Document Number	0000002153
Instrument Date	Dec 27, 2019
Instrument	2153
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8295 MAIN ST BIRCH RUN MI 484157728, BIRCH RUN, MI 48415-7728

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 3, 2020
Property Address	8295 MAIN ST, BIRCH RUN, MI 48415-7736
Document Number	0000000278
Instrument Date	Dec 27, 2019
Instrument	278
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12067 CHURCH ST BIRCH RUN MI 484158758, BIRCH RUN, MI 48415-8758

Mortgage

Document Number	279
Date	Jan 3, 2020
Instrument	279

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 6, 2018
Property Address	8295 MAIN ST, BIRCH RUN, MI 48415-7736
Document Number	0000027997
Instrument Date	Sep 8, 2018
Instrument	27997
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8295 MAIN ST BIRCH RUN MI 484157728, BIRCH RUN, MI 48415-7728

Tax Assessment & Valuation

The 2025 property tax bill for 8295 Main St was $2,002 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birch Run Village
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500	$145,000
2025	$2,002.00 Homeowner's exemption
2023		$49,200	$98,400
2022	$1,374.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8295 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8295 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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