8292 Laguna Cir, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 8292 Laguna Cir, Micco, FL 32976

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$363,400 (Feb 2021)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30G-38-01-77-B-14`

Property Details

APN / Parcel Number

Primary APN	`30G-38-01-77-B-14`
Alternative APNs	`30G-38-01-77-0000B.0-0014.00` `3018204`

Interior

Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	2,396 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	700 sqft
Porch	Finished/Open Porch
Deck Area	530 sqft

Location & Zoning

Account Number	3018204
Street Address	8292 LAGUNA CIR
City	SEBASTIAN
State	FL
Zip	32976-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES AT ST SEBASTIAN PRESERVE PHASE 2 LOT 14 BLK B
Legal Range	38E
Legal Township	30G
Legal Section	01
Legal Subdivision	THE LAKES AT ST SEBASTIAN PRESERVE PHASE
Legal Phase	2
Legal Block	B
Legal Lot Number	14
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	1
Census Block	1003
Census Tract	65238

Owner

8292 Laguna Cir is owned and occupied by two individuals who bought it in February 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8292 LAGUNA CIR, SEBASTIAN, FL 32976-8103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Feb 26, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC
Feb 12, 2020	Loan Modification, Mortgage FIFTH THIRD BK
Feb 12, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Feb 12, 2020 · Amount on File
Deed Document Number	202150056
Deed Book / Page	9032 / 1140
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	8292 LAGUNA CIR, MICCO, FL 32976-8103
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8292 LAGUNA CIR, MICCO, FL 32976-8103

Mortgage

Document Number	0098532854
Date	Aug 3, 2023
Book Page	9853/2854
Instrument	2023164030

Lender

Name	TD BANK NA
Type	Bank
Address	READING, PA 19608

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 26, 2053

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 26, 2021
Property Address	8292 LAGUNA CIR, MICCO, FL 32976-8103
Document Number	0090321140
Book / Page	9032 / 1140
Map Reference	MB 66 PG 1-9
Instrument Date	Feb 25, 2021
Instrument	2021050056
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,543.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8292 LAGUNA CIR, MICCO, FL 32976-8103

Mortgage

Document Number	0090321142
Date	Feb 26, 2021
Instrument	9032/1142

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	8292 LAGUNA CIR, MICCO, FL 32976-8103
Document Number	0086630371
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	HB TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0086630371
Date	Feb 12, 2020
Book Page	008663/000371
Instrument	34750

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount on Record

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 12, 2020
Property Address	8292 LAGUNA CIR, MICCO, FL 32976-8103
Document Number	0086630366
Book / Page	008663 / 000366
Instrument Date	Feb 12, 2020
Instrument	34749
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,700.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 8292 Laguna Cir was $5,455 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,830 (+2.7%)	$428,600 (+0.77%)
2025	$5,455.00 Homeowner's exemption	$412,690	$425,330 Land $50,000 Building $375,330
2023	$5,039.00 (+11.02%) Homeowner's exemption	$389,380 (+19.41%) Land $56,000 Building $333,380	$389,380 (+19.41%) Land $56,000 Building $333,380
2022	$4,539.00	$326,090 Land $56,000 Building $270,090	$326,090 Land $56,000 Building $270,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8292 Laguna Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8292 Laguna Cir is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 83% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAREFOOT BAY serves 10,290 people · EPA ID FL3050057
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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