829 Thayer St, Rhinelander, WI 54501 Property Records

Oneida County property record for 829 Thayer St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RH 2781`

Property Details

APN / Parcel Number

Primary APN	`RH 2781`

Exterior

Lot Area	6,621 sqft (0.152 acres)

Location & Zoning

Street Address	829 THAYER ST
City	RHINELANDER
State	WI
Zip	54501-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 688553/663677 BOOM LAKE ADD LOT 2 BLK 1
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	BOOM LAKE ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	2
Census Block	2020
Census Tract	971500

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	829 THAYER ST, RHINELANDER, WI 54501-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	829 THAYER ST, RHINELANDER, WI 54501-2364
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 THAYER ST, RHINELANDER, WI 54501-2364

Mortgage

Document Number	0000868851
Date	Feb 4, 2026
Instrument	868851

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	10.8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000814427
Date	Dec 14, 2020
Instrument	814427

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+16.71%)	$75,600 (-) Land $7,700 Building $67,900	$128,207 Land $13,058 Building $115,149
2023	$1,783.00 Homeowner's exemption	$75,600 Land $7,700 Building $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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