829 Spencer St, Flint, MI 48505 Property Records

Genesee County property record for 829 Spencer St, Flint, MI 48505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 891 sqft · built 1920
Lot Size0.099 acres (4,312 sqft)
Owner2 Individual Names on Record
Last Sale$3,550 (Apr 2018)
Tax Bill$454 (2025)
Deeds & MortgagesApr 2018 Sale & Construction Loan
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN41-06-126-009

Property Details

APN / Parcel Number

Primary APN41-06-126-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area891 sqft Living Area
1st Floor Area891 sqft
Basement Area891 sqft
Unfinished Basement891 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Lot Area4,312 sqft (0.099 acres)
Lot Dimensions107 ft deep x 40 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address829 SPENCER ST
CityFLINT
StateMI
Zip48505-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGN-1
Legal DescriptionPARKLAND NO. 2 LOT 13, BLK 4
Legal SubdivisionPARKLAND #2
Legal Block4
Legal Lot Number13
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group2
Census Block2017
Census Tract2000

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address829 SPENCER ST, FLINT, MI 48505-4534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2018Deed with Mortgage, Construction Loan · Construction Mortgage
STEPHANIE WRIGHT
Feb 11, 2017Warranty Deed, Transfer
SARGENTS TITLE COMPANY, SARGENTS TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2018 · Amount on Record
Deed SaleApr 23, 2018 · Amount on Record
Prior SaleFeb 11, 2017 · Amount on Record
Deed Document Number201863065
Prior Transfer DateJan 22, 2002
Prior Transfer Doc0000007236
Record UpdatedSep 20, 2026

April 2018: Deed with Mortgage, Construction Loan

Document TypeDeed with Mortgage
JurisdictionGENESEE MI
Recording DateApr 23, 2018
Property Address829 SPENCER ST, FLINT, MI 48505-4534
Instrument DateApr 13, 2018
Instrument63065
Transaction TypeConstruction Loan
Record UpdatedMay 9, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.11
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 SPENCER ST FLINT MI 485054534, FLINT, MI 48505-4534

Mortgage

Document Number0000063065
DateApr 23, 2018
Instrument63065
Lender
NameSTEPHANIE WRIGHT
Address914 W PATERSON ST, FLINT, MI 48504-7242
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 22, 2019

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateFeb 11, 2017
Property Address829 SPENCER ST, FLINT, MI 48505-4534
Document Number0000008258
Instrument DateJan 31, 2017
Instrument8258
Transaction TypeTransfer
Record UpdatedFeb 17, 2017
Title CompanySARGENTS TITLE COMPANY, SARGENTS TITLE CO

Transaction

AmountAmount Recorded
Tax$19.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address914 W PATTERSON ST FLINT MI 48505, FLINT, MI 48505

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454.00 (-4.82%) Homeowner's exemption$12,900 (+95.45%)$25,800 (+95.45%)
2024$477.00
2023$6,600$13,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLINT
serves 81,252 people · EPA ID MI0002310
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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