829 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 829 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,408 sqft · built 1987
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Oct 2014)
Tax Bill$11,666 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN07-23-411-027

Property Details

APN / Parcel Number

Primary APN07-23-411-027

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,408 sqft Living Area
Gross Area3,592 sqft
1st Floor Area1,224 sqft
2nd Floor Area1,184 sqft
Basement Area1,184 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions13.3 ft deep x 7.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address829 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-6384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal SubdivisionTHE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number30
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1004
Census Tract846521

Owner

829 S River Rd is owned and occupied by two individuals who bought it in October 2014.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address829 S RIVER RD, NAPERVILLE, IL 60540-6384
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Mar 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2014 · Amount on File
Deed SaleOct 8, 2014 · Amount on File
Prior SaleSep 26, 2011 · Amount on File
Deed Document Number201492734
Prior Transfer DateDec 16, 1993
Prior Transfer Doc0000304507
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address829 S RIVER RD, NAPERVILLE, IL 60540-6384
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000132993
DateNov 9, 2020
InstrumentR2020-132993
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueNov 1, 2045

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateMar 29, 2019
Property Address829 S RIVER RD, NAPERVILLE, IL 60540-6384
Document Number0000022709
Instrument DateMar 12, 2019
Instrument22709
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address829 S RIVER RD NAPERVILLE IL 605406384, NAPERVILLE, IL 60540-6384

Tax Assessment & Valuation

The 2025 property tax bill for 829 S River Rd was $11,666 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,666.00$205,865 Land $55,131 Building $150,734$617,595 Land $165,393 Building $452,202
2022$10,537.00 Homeowner's exemption$160,190 Land $42,560 Building $117,630$480,570 Land $127,680 Building $352,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 829 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1996–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2017 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 829 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number