Roane County property record for 829 Jefferson St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 1995 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $471 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-7-0039.0000 |
| Primary APN | 08-7-0039.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Terrain | Below Road/Slope |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85736001 |
|---|---|
| Street Address | 829 JEFFERSON ST |
| City | SPENCER |
| State | WV |
| Zip | 25276-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 7 HOLSWADE ADDN & REAR LOT |
| Legal Subdivision | HOLSWADE ADD |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 963000 |
Source: Roane County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 829 JEFFERSON ST, SPENCER, WV 25276-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit POCA VALLEY BANK |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Aug 5, 2026 |
| Property Address | 829 JEFFERSON ST, SPENCER, WV 25276-1929 |
| Document Number | 0002206779 |
| Book / Page | 390 / 338 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20262206779 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | BEST BCH TITLE, BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 829 JEFFERSON ST, SPENCER, WV 25276-1929 |
| Document Number | 0002206779, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 390/338 |
| Instrument | 20262206779 |
| Name | POCA VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 829 JEFFERSON ST, SPENCER, WV 25276-1929 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000350/633 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 350/633 |
| Instrument | 2156828 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471.00 (+9.53%) | $62,280 (+7.12%) Land $6,480 Building $55,800 | $103,800 (+7.12%) Land $10,800 Building $93,000 |
| 2025 | $430.00 (+5.65%) Homeowner's exemption | $58,140 (+4.31%) Land $6,480 Building $51,660 | $96,900 (+4.31%) Land $10,800 Building $86,100 |
| 2023 | $407.00 (+1.24%) Homeowner's exemption | $55,740 (+1.2%) Land $6,600 Building $49,140 | $92,900 (+1.2%) Land $11,000 Building $81,900 |
| 2022 | $402.00 Homeowner's exemption | $55,080 Land $6,600 Building $48,480 | $91,800 Land $11,000 Building $80,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (2000–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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