829 Emerson St, Wray, CO 80758 Property Records

Yuma County property record for 829 Emerson St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 764 sqft · built 1895
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jul 2009)
Tax Bill	$1,410 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2022 Sale & Line of Credit
APN	`W000569`

Property Details

APN / Parcel Number

Primary APN	`W000569`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	764 sqft Living Area
Basement Area	414 sqft
Finished Basement	414 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	829 EMERSON ST
City	WRAY
State	CO
Zip	80758-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, H.S. GEORGE'S BLK 11 LOT 7-8-9 SIZE: 75 X 140 PLUS THE WEST 10' OF EMERSON ST VACATED BY ORD #637 10 X 75
Legal Subdivision	HARRY S GEORGES ADD
Legal Block	11
Legal Lot Number	7-9
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	4
Census Block	4026
Census Tract	963100

Owner

Source: Yuma County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	829 EMERSON ST, WRAY, CO 80758-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit WRAY STATE BANK
Aug 12, 2022	Warranty Deed, Transfer · Line of Credit WRAY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2009 · Amount on Record
Deed Sale	Jul 10, 2009 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	2009542687
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	0000529655
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	829 EMERSON ST, WRAY, CO 80758-2221
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 EMERSON ST, WRAY, CO 80758-2221

Mortgage

Document Number	0000581840
Date	Jun 29, 2021
Instrument	581840

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2022

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Aug 12, 2022
Property Address	829 EMERSON ST, WRAY, CO 80758-2221
Document Number	0000585403
Instrument Date	Aug 12, 2022
Instrument	585403
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 EMERSON ST, WRAY, CO 80758-2221

Mortgage

Document Number	0000585404
Date	Aug 12, 2022
Instrument	585404

Lender

Name	WRAY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	65 Months
Due	Jan 15, 2028

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,410.00
2025	$1,410.00 (+49.36%)	$14,410 (-13.93%)
2024			$230,610 (+9.64%)
2023	$944.00 (+53.25%)	$16,742 (+128.81%) Land $1,356 Building $15,386	$210,330 (+128.82%) Land $17,033 Building $193,297
2022	$616.00	$7,317 Land $1,356 Building $5,961	$91,920 Land $17,033 Building $74,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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