829 Edward St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 829 Edward St, Saint Libory, IL 62282

Property Summary

Property Type	Single Family Home
Details	3 ba · 783 sqft · built 1897
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Sep 2026)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Line of Credit
APN	`19-13-0-209-027`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-209-027`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	783 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	350 sqft
Patio Area	502 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	829 EDWARD ST
City	SAINT LIBORY
State	IL
Zip	62282-0422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINGWERTHS, J H, ADD LOT 19 & LOT 20 IN A02441441
Legal Subdivision	DINGWERTHS, J H, ADD
Legal Block	209
Legal Lot Number	19,20
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2041
Census Tract	504002

Owner

Source: St. Clair County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	829 EDWARD ST, SAINT LIBORY, IL 62282-0422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
May 19, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Jan 30, 2015
Deed Document Number	2026A02895794
Prior Transfer Date	Jan 22, 2015
Prior Transfer Doc	0002441441
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 17, 2026
Property Address	829 EDWARD ST, SAINT LIBORY, IL 62282-0422
Document Number	0002895794
Instrument Date	Sep 17, 2026
Instrument	20262895794
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,436.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 EDWARD ST, SAINT LIBORY, IL 62282-0422

Mortgage

Date	Sep 17, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	829 EDWARD ST, SAINT LIBORY, IL 62282-0422
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 EDWARD ST, SAINT LIBORY, IL 62282-0422

Mortgage

Document Number	0A02746830
Date	May 19, 2022
Instrument	A02746830

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+5.26%) Homeowner's exemption	$47,603 (+6.53%) Land $3,536 Building $44,067	$142,809 (+6.53%) Land $10,608 Building $132,201
2024	$3,134.00 (+61.55%)	$44,685 (+29.24%) Land $3,319 Building $41,366	$134,055 (+29.24%) Land $9,957 Building $124,098
2022		$34,575 Land $2,723 Building $31,852	$103,725 Land $8,169 Building $95,556
2019	$1,940.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LIBORY serves 628 people · EPA ID IL1631200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Egyptian Telephone Cooperative Association Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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