829 Cress Rd, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 829 Cress Rd, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,842 sqft · built 1900
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2023)
Tax Bill	$3,859 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2022 Line of Credit + 1 more
APN	`0508-000-06`

Property Details

APN / Parcel Number

Primary APN	`0508-000-06`
Alternative APNs	`324089 48.00-2-14.110` `40890480000002014100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,377 sqft
Upper Floors Area	465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0508-000-06
Street Address	829 CRESS RD
City	PHELPS
State	NY
Zip	14532-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	2
Legal Lot Number	14.110
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	4
Census Block	4059
Census Tract	50402

Owner

829 Cress Rd is owned and occupied by an individual who bought it in June 2023.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	829 CRESS RD, PHELPS, NY 14532-9407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit RELIANT COMMUNITY CREDIT UNION
Sep 9, 2010	Deed, Transfer WALTER JONES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Jun 25, 2016 · Amount on File
Deed Document Number	20237
Deed Book / Page	1520 / 383
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0000001364/000000055
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 23, 2023
Property Address	829 CRESS RD, PHELPS, NY 14532-9407
Document Number	001520/383
Book / Page	1520 / 383
Instrument Date	Jun 22, 2023
Instrument	202306230007
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202306230008
Date	Jun 23, 2023
Instrument	202306230008

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	829 CRESS RD, PHELPS, NY 14532-9407
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003172/910
Date	Jul 22, 2022
Book Page	3172/910
Instrument	202207220038

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

September 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Sep 9, 2010
Property Address	829 CRESS RD, PHELPS, NY 14532-9407
Document Number	0000001250/0000000004
Book / Page	0000001250 / 0000000004
Instrument Date	Sep 9, 2010
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	WALTER JONES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 CRESS RD, PHELPS, NY 14532-9407

Tax Assessment & Valuation

The 2026 property tax bill for 829 Cress Rd was $3,859, up 3.3% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,859.00 (+3.35%)
2025	$3,734.00	$116,500 Land $19,300 Building $97,200	$161,800 Land $26,805 Building $134,995
2023		$116,500 (-) Land $19,300 Building $97,200	$142,050 (+12.18%) Land $23,533 Building $118,517
2022		$116,500 Land $19,300 Building $97,200	$126,630 Land $20,978 Building $105,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 829 Cress Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 829 Cress Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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