829 Copley Ave, Waldorf, MD 20602 Property Records

Charles County property record for 829 Copley Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,964 sqft · built 1967
Lot Size	0.217 acres (9,460 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Aug 2013)
Tax Bill	$12,154 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-000339`

Property Details

APN / Parcel Number

Primary APN	`06-000339`
Alternative APNs	`6000339` `000339`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,460 sqft (0.217 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	000339
Street Address	829 COPLEY AVE
City	WALDORF
State	MD
Zip	20602-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L 9 B 34 S 2-B CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	34
Legal Lot Number	9
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1023
Census Tract	850901

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	829 COPLEY AVE, WALDORF, MD 20602-2802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jul 18, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2013 · Amount on Record
Deed Sale	Aug 7, 2013 · Amount on Record
Deed Book / Page	8310 / 313
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	829 COPLEY AVE, WALDORF, MD 20602-2802
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 COPLEY AVE, WALDORF, MD 20602-2802

Mortgage

Document Number	0130520179
Date	Sep 13, 2023
Book Page	13052/179

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	829 COPLEY AVE, WALDORF, MD 20602-2802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 COPLEY AVE, WALDORF, MD 20602-2802

Mortgage

Document Number	0113160201
Date	Sep 11, 2020
Book Page	11316/201

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	829 COPLEY AVE, WALDORF, MD 20602-2802
Document Number	0113540158
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 COPLEY AVE WALDORF MD 206022802, WALDORF, MD 20602-2802

Mortgage

Document Number	0113540158
Date	Sep 30, 2020
Book Page	011354/000158

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Interest

Rate	3.62%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	829 COPLEY AVE, WALDORF, MD 20602-2802
Document Number	0099840097
Book / Page	009984 / 000097
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 COPLEY AVE WALDORF MD 206022802, WALDORF, MD 20602-2802

Mortgage

Document Number	0099840097
Date	Sep 11, 2017
Book Page	009984/000097

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,367 (+4.38%)	$443,200 (-) Land $120,000 Building $323,200
2025	$12,154.00 (+140.15%)	$407,533 (+13.35%)	$443,200 (+13.73%) Land $120,000 Building $323,200
2023	$5,061.00	$359,533	$389,700 Land $120,000 Building $269,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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