829 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 829 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,177 sqft · built 1939
Lot Size	0.169 acres (7,366 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Oct 2022)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-210-009`

Property Details

APN / Parcel Number

Primary APN	`8913-35-210-009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,177 sqft Living Area
1st Floor Area	872 sqft
Attic	Attic
Attic Area	305 sqft
Basement Area	872 sqft
Finished Basement	600 sqft
Unfinished Basement	872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,366 sqft (0.169 acres)
Lot Dimensions	127 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	200 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	829 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION E 4 FT LOT 12 BLK 11 LOT 13 BLK 11
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	11
Legal Lot Number	12,13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2018
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	829 BYRON AVE, WATERLOO, IA 50702-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2022 · Amount on Record
Deed Sale	Oct 8, 2022 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20227674
Last Transfer Date	Nov 11, 2022
Transfer Doc	0000007674
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 8, 2021
Property Address	829 BYRON AVE, WATERLOO, IA 50702-3238
Document Number	202200007674
Instrument Date	Sep 28, 2021
Instrument	202200007674
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 BYRON AVE, WATERLOO, IA 50702-3238

Mortgage

Document Number	202200007675
Date	Oct 8, 2021
Instrument	202200007675

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Mortgage

Document Number	202200007676
Date	Oct 8, 2021
Instrument	202200007676

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2031

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00 (+2.24%) Homeowner's exemption	$158,740 (+8.48%) Land $18,290 Building $140,450	$158,740 (+8.48%) Land $18,290 Building $140,450
2024	$2,952.00 (+26.91%)
2023		$146,330 (+27.48%) Land $18,290 Building $128,040	$146,330 (+27.48%) Land $18,290 Building $128,040
2022	$2,326.00	$114,790 Land $18,290 Building $96,500
2021			$114,790 Land $18,290 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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