8288 N 1600th St, Effingham, IL 62401 Property Records

Effingham County property record for 8288 N 1600th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,785 (2022)
Deeds & Mortgages	Jan 2026 Line of Credit May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-023-022`

Property Details

APN / Parcel Number

Primary APN	`14-10-023-022`

Interior

Stories	1 Story
Building Area	1,848 sqft Base Area
Basement Area	1,848 sqft

Exterior

Year Built	Built 1999
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	8288 N 1600TH ST
City	EFFINGHAM
State	IL
Zip	62401-5882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 145.2FT OF S 1627.69FT OF W 300FT SW 1463/189
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2039
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU
May 26, 2026	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CREDIT UNION
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0001463189
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202626000117
Date	Jan 12, 2026
Instrument	202626000117

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	1302 THELMA KELLER AVE, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 11, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	May 26, 2026
Property Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882
Document Number	0000001899
Instrument Date	Jan 9, 2026
Instrument	20261899
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882

Mortgage

Document Number	0000001899,
Date	May 26, 2026
Instrument	20261899

Lender

Name	LAND OF LINCOLN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882
Transaction Type	Mortgage
Record Updated	Nov 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3599/133
Date	Aug 11, 2020
Book Page	3599/133
Instrument	202020004403

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882
Transaction Type	Mortgage
Record Updated	Aug 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3484/084
Date	Jul 30, 2019
Book Page	3484/084
Instrument	201901902892

Lender

Name	DIETERICH BANK NA
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8288 N 1600TH ST, EFFINGHAM, IL 62401-5882
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3440/274
Date	Jan 10, 2019
Book Page	3440/274
Instrument	201901900076

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 9, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,785.00 Homeowner's exemption Disabled Person's exemption	$61,000 Land $2,460 Building $58,540	$183,000 Land $7,380 Building $175,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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