Okaloosa County property record for 8287 Stokes Rd, Laurel Hill, FL 32567
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,628 sqft · built 2023 |
| Lot Size | 38.2 acres (1,663,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $629,000 (Jun 2023) |
| Tax Bill | $2,975 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-158-5527-2 |
| Primary APN | C56-001-158-5527-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,628 sqft Heated Area |
| Gross Area | 4,041 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 1,663,992 sqft (38.2 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 8287 STOKES RD |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | COM NW COR OF SE1/4 E 106.58FT TO E R/W STOKES RD & POB THC S 10 DEG W 108.95FT S 5 DEG W 97.98FT S 3 DEG W 102.34FT S 5 DEG |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20200 |
8287 Stokes Rd, a rural home, is owned and occupied by an individual who bought it in June 2023.
Source: Okaloosa County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8287 STOKES RD, LAUREL HILL, FL 32567-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK |
| Jun 30, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 0036814520 |
| Deed Book / Page | 3681 / 4520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 8287 STOKES RD, LAUREL HILL, FL 32567-2030 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8287 STOKES RD, LAUREL HILL, FL 32567-2030 |
| Document Number | 0003754983 |
|---|---|
| Date | May 20, 2025 |
| Instrument | 3754983 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 8287 STOKES RD, LAUREL HILL, FL 32567-2030 |
| Document Number | 0036814520 |
| Book / Page | 3681 / 4520 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 3633114 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,403.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6072 HIGHWAY 85 N, CRESTVIEW, FL 32536-7152 |
| Name | Verified Name |
|---|---|
| Address | 8287 STOKES RD, LAUREL HILL, FL 32567-2030 |
| Document Number | 0036814522 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 3681/4522 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 8287 Stokes Rd was $2,975 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Laurel Hill City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,975.00 Homeowner's exemption | $273,635 Land $18,671 Building $254,964 | $505,543 |
| 2023 | $990.00 (+1,153.16%) Homeowner's exemption | $77,184 (+1,159.12%) Land $77,184 | $77,184 (+156%) Land $77,184 |
| 2022 | $79.00 | $6,130 Land $6,130 | $30,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8287 Stokes Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8287 Stokes Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fidium Fiber DSL | 50 / 10 |
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