Montgomery County property record for 8286 Cornerstone Ct, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,701 sqft · built 2000 |
| Lot Size | 0.445 acres (19,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $411,666 (Jul 2025) |
| Tax Bill | $8,305 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-29027-0019 |
| Primary APN | O67-29027-0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,701 sqft Living Area |
| Gross Area | 3,354 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 500 sqft |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,367 sqft (0.445 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8286 CORNERSTONE CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-4075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 104 MILLER FARM SEC 3-A |
| Legal Subdivision | MILLER FARM |
| Legal Lot Number | 62 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40403 |
Source: Montgomery County records · APN O67-29027-0019
Assessment roll updated December 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8286 CORNERSTONE CT, DAYTON, OH 45458-4075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CREDIT UNION INC |
| Jul 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 08, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2000 · Amount on Record |
| Deed Document Number | 202536075 |
| Last Transfer Date | Aug 04, 2025 |
| Transfer Doc | 0000048562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 01, 2026 |
| Property Address | 8286 CORNERSTONE CT, DAYTON, OH 45458-4075 |
| Document Number | 0000026583 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202626583 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8286 CORNERSTONE CT, DAYTON, OH 45458-4075 |
| Document Number | 0000026583, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 202626583 |
| Name | RIVER VALLEY CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 8286 CORNERSTONE CT, DAYTON, OH 45458-4075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 BECKWORTH WAY, SPRINGBORO, OH 45066-9477 |
| Document Number | 0000036076 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025-00036076 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 13.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 08, 2025 |
| Property Address | 8286 CORNERSTONE CT, DAYTON, OH 45458-4075 |
| Document Number | 0000048562 |
| Map Reference | MB 184 PG 10 |
| Instrument Date | Aug 04, 2025 |
| Instrument | 2025-00048562 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8286 CORNERSTONE CT, DAYTON, OH 45458-4075 |
| Document Number | 0000048563 |
|---|---|
| Date | Sep 08, 2025 |
| Instrument | 2025-00048563 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,680 (-) Land $28,880 Building $104,800 | $381,940 (-) Land $82,500 Building $299,440 | |
| 2024 | $8,305.00 (+8.29%) | $133,680 (-) Land $28,880 Building $104,800 | |
| 2023 | $7,669.00 (+22.88%) | $133,680 (+50.41%) Land $28,880 Building $104,800 | $381,940 (+50.41%) Land $82,500 Building $299,440 |
| 2022 | $6,241.00 | $88,880 Land $19,250 Building $69,630 | |
| 2020 | $253,930 Land $55,000 Building $198,930 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 275 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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