Lincoln County property record for 8284 Graham Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 1993 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jul 2025) |
| Tax Bill | $2,295 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-93-5191 |
| Primary APN | 4603-93-5191 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,471 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,649 sqft (0.497 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 311207 |
|---|---|
| Street Address | 8284 GRAHAM RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | LOT 3 CAMERON HEIGHTS |
| Legal Subdivision | CAMERON HEIGHTS |
| Legal Lot Number | 3 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 71201 |
8284 Graham Rd is owned and occupied by two individuals who bought it in July 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 17, 2023 | Intrafamily Transfer, Transfer |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Jun 26, 2018 · Amount on File |
| Deed Document Number | 2025696487 |
| Deed Book / Page | 3421 / 907 |
| Prior Transfer Date | May 15, 2023 |
| Prior Transfer Doc | 0000325023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 19, 2023 |
| Property Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Document Number | 0000325023 |
| Book / Page | 3250 / 23 |
| Map Reference | MB G PG 47 |
| Instrument Date | May 15, 2023 |
| Instrument | 667265 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Name | Verified Name |
|---|---|
| Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Document Number | 0000667266 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 667266 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.2% |
| Max Rate At Change | 7.2% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 17, 2023 |
| Property Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Document Number | 0000324284 |
| Book / Page | 3242 / 84 |
| Map Reference | MB G PG 47 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 665958 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3020529 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3020/529 |
| Instrument | 627545 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 26, 2018 |
| Property Address | 8284 GRAHAM RD, DENVER, NC 28037-8605 |
| Document Number | 275274 |
| Book / Page | 002752 / 000074 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 579747 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8284 GRAHAM RD DENVER NC 280378605, DENVER, NC 28037-8605 |
| Document Number | 275277 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 002752/000077 |
| Instrument | 579748 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2048 |
The 2026 property tax bill for 8284 Graham Rd was $2,295.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,295.00 | $356,861 (-) Land $44,000 Building $312,861 | $356,861 (-) Land $44,000 Building $312,861 |
| 2025 | $2,295.00 | $356,861 Land $44,000 Building $312,861 | $356,861 Land $44,000 Building $312,861 |
| 2023 | $2,266.00 | $356,861 Land $44,000 Building $312,861 | $356,861 Land $44,000 Building $312,861 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8284 Graham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8284 Graham Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures