8282 Calle Mio, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8282 Calle Mio, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 2019
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$434,999 (Jun 2026)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-2S-26-2750-01200-0200`

Property Details

APN / Parcel Number

Primary APN	`17-2S-26-2750-01200-0200`
Alternative APN	`S262172750012000200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,868 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	312 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8282 CALLE MIO
City	NAVARRE
State	FL
Zip	32566-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	NAVARRE 2ND ADD LOT 20 BLK 12 AS DES IN OR 4391 PG 796
Legal Range	26W
Legal Township	2S
Legal Section	17
Legal Subdivision	NAVARRE 2ND ADD
Legal Block	12
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2007
Census Tract	10826

Owner

8282 Calle Mio is owned and occupied by two individuals who bought it in June 2026.

Source: Santa Rosa County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 3, 2023	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Jun 3, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	May 3, 2023 · Amount on File
Deed Document Number	202630540
Deed Book / Page	4756 / 1738
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 16, 2026
Property Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Document Number	0000030540
Book / Page	4756 / 1738
Instrument Date	Jun 12, 2026
Instrument	202630540
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FLORIDA TITLE, FLORIDA OPEN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307,543.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8282 CALLE MIO, NAVARRE, FL 32566-6315

Mortgage

Document Number	0000030543,
Date	Jun 16, 2026
Instrument	202630543

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 3, 2023
Property Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Document Number	0043910796
Book / Page	4391 / 796
Map Reference	MB C PG 31
Instrument Date	May 1, 2023
Instrument	202319263
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 HOPPER CIR, CLAYTON, NC 27520-5722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8282 CALLE MIO, NAVARRE, FL 32566-6315

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8282 CALLE MIO, NAVARRE, FL 32566-6315

Mortgage

Document Number	0040140363
Date	Oct 14, 2020
Book Page	4014/363
Instrument	202052967

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8282 CALLE MIO, NAVARRE, FL 32566-6315

Mortgage

Document Number	0040011838
Date	Sep 10, 2020
Book Page	4001/1838
Instrument	202046794

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2019
Property Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Document Number	0038341797
Book / Page	003834 / 001797
Instrument Date	May 30, 2019
Instrument	22816
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2019
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8282 CALLE MIO NAVARRE FL 325666315, NAVARRE, FL 32566-6315

Mortgage

Document Number	38341799
Date	Jun 3, 2019
Book Page	003834/001799
Instrument	22817

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 29, 2018
Property Address	8282 CALLE MIO, NAVARRE, FL 32566-6315
Document Number	0037140538
Book / Page	003714 / 000538
Instrument Date	Mar 23, 2018
Instrument	12299
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1222 GULF BREEZE FL 325621222, GULF BREEZE, FL 32562-1222

Tax Assessment & Valuation

The 2025 property tax bill for 8282 Calle Mio was $4,162, up 2.5% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,162.00 (+2.54%)	$348,863 (+2.18%) Land $68,000 Building $280,863	$348,863 (+2.18%) Land $68,000 Building $280,863
2024	$4,059.00 (+53.52%)	$341,406 (+35.08%) Land $68,000 Building $273,406	$341,406 (-0.6%) Land $68,000 Building $273,406
2023	$2,644.00 (+7.83%) Homeowner's exemption	$252,742 (+7.59%)	$343,468 (+14.22%) Land $60,000 Building $283,468
2022	$2,452.00 Homeowner's exemption	$234,912	$300,702 Land $50,000 Building $250,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8282 Calle Mio in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8282 Calle Mio is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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