8281 Viewpoint Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8281 Viewpoint Ln, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,086 sqft · built 2012
Lot Size0.053 acres (2,324 sqft)
OwnerIndividual Name on File
Last Sale$166,000 (Feb 2013)
Tax Bill$3,276 (2023)
Deeds & MortgagesNov 2025 Reverse Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN005-117-88

Property Details

APN / Parcel Number

Primary APN005-117-88

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,086 sqft Heated Area
Gross Area2,104 sqft
1st Floor Area1,032 sqft
Upper Floors Area1,054 sqft

Exterior

Year BuiltBuilt 2012
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,324 sqft (0.053 acres)
Garage Area300 sqft
PorchPorch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-117-88
Street Address8281 VIEWPOINT LN
CityCORNELIUS
StateNC
Zip28031-8246
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL2103 M53-691
Legal SubdivisionCOMMONS TWNHMS PH 2 MAP 3
Legal Lot Number2103
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2019
Census Tract6208

Owner

Source: Mecklenburg County records · APN 005-117-88

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8281 VIEWPOINT LN, CORNELIUS, NC 28031-8246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Reverse Mortgage
LUMINATE BANK
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
MID PENN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2013 · Amount on Record
Deed SaleFeb 27, 2013 · Amount on Record
Prior SaleNov 08, 2012 · Amount on Record
Deed Document Number0028106688
Deed Book / Page28106 / 688
Record UpdatedJun 07, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8281 VIEWPOINT LN, CORNELIUS, NC 28031-8246
Transaction TypeMortgage
Record UpdatedDec 08, 2025
Title CompanyUNKNOWN, TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8281 VIEWPOINT LN, CORNELIUS, NC 28031-8246

Mortgage

Document Number0000120794
DateNov 24, 2025
Book Page40026/377
Instrument2025120794
Lender
NameLUMINATE BANK
TypeBank
AddressMINNEAPOLIS, MN 55405
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term856 Months
DueMar 19, 2097

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8281 VIEWPOINT LN, CORNELIUS, NC 28031-8246
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyPRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084229
DateApr 28, 2021
Book Page35998/138
Instrument2021084229
Lender
NameMID PENN BANK
TypeBank
AddressHARRISBURG, PA 17110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
TDS TelecomCable1,000 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: TDS Telecom, Spectrum, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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