8281 Tidewater Ct, Cincinnati, OH 45255 Property Records

Hamilton County property record for 8281 Tidewater Ct, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,902 sqft · built 1987
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Jul 2026)
Tax Bill	$8,642 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-0123-0075-00`

Property Details

APN / Parcel Number

Primary APN	`500-0123-0075-00`
Alternative APN	`5000120066100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	684 sqft
Upper Floors Area	547 sqft
Basement Area	1,206 sqft
Finished Basement	984 sqft
Unfinished Basement	222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	228 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8281 TIDEWATER CT
City	CINCINNATI
State	OH
Zip	45255-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIDEWATER CT-PORTWAY DR 75 X 120 IRR LOT 28 TIDEWATER CREEK SUB BL B
Legal Subdivision	TIDEWATER CREEK SUB
Legal Block	B
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2000
Census Tract	25103

Owner

Source: Hamilton County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 12, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	202659722
Deed Book / Page	15713 / 2287
Prior Transfer Date	Jul 12, 2024
Prior Transfer Doc	0000049920
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 23, 2026
Property Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485
Document Number	0000059722
Book / Page	15713 / 2287
Instrument Date	Jul 16, 2026
Instrument	202659722
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,738.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485

Mortgage

Document Number	0000059723,
Date	Jul 23, 2026
Instrument	202659723

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073123
Date	Jun 15, 2021
Book Page	14439/1665
Instrument	2021-0073123

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 12, 2022
Property Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485
Document Number	0000068347
Book / Page	14706 / 1383
Map Reference	MB 252 PG 71&72
Instrument Date	Jul 8, 2022
Instrument	2022-0068347
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8281 TIDEWATER CT, CINCINNATI, OH 45255-4485
Document Number	0000081272
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8281 TIDEWATER CT CINCINNATI OH 452554485, CINCINNATI, OH 45255-4485

Mortgage

Document Number	0000081272
Date	Sep 23, 2019
Book Page	014007/000157
Instrument	81272

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,642.00 (+2.91%)	$138,251 (+%) Land $21,655 Building $116,596	$395,000 (-) Land $61,870 Building $333,130
2024	$8,398.00 (+5.13%)	$138,249 (-) Land $21,654 Building $116,595
2023	$7,988.00 (+27.93%)	$138,249 (+43.72%) Land $21,654 Building $116,595	$395,000 (+43.72%) Land $61,870 Building $333,130
2022	$6,244.00 Homeowner's exemption	$96,195 Land $15,306 Building $80,889
2020			$274,840 Land $43,730 Building $231,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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