8280 Cross Canyons Rd, San Miguel, CA 93451 Property Records

San Luis Obispo County property record for 8280 Cross Canyons Rd, San Miguel, CA 93451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 1981
Lot Size	108 acres (4,704,480 sqft)
Owner	Company Name on File
Last Sale	$772,000 (Oct 1996)
Tax Bill	$11,007 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-071-029`

Property Details

APN / Parcel Number

Primary APN	`027-071-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	4,704,480 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7280 CROSS CANYONS RD
City	SAN MIGUEL
State	CA
Zip	93451-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PM 45/58 PAR 2
Legal Subdivision	CAMBRIA PINES MANOR UN 6
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2062
Census Tract	10303

Owner

8280 Cross Canyons Rd is owned by a company that acquired it in March 2011.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	787 COBBLE CREEK WAY, TEMPLETON, CA 93465-9534
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 2, 2019	Grant Deed, Transfer · Conventional Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 1996 · Amount on File
Deed Sale	Oct 25, 1996 · Amount on File
Prior Sale	Oct 25, 1996 · Amount on File
Deed Document Number	199654976
Last Transfer Date	Mar 8, 2011
Transfer Doc	0000013577
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8280 CROSS CANYONS RD, SAN MIGUEL, CA 93451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 GREEN ST, CAMBRIA, CA 93428-5034

Mortgage

Document Number	0000044625
Date	Aug 24, 2020
Instrument	2020044625

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 2, 2019
Property Address	8280 CROSS CANYONS RD, SAN MIGUEL, CA 93451
Document Number	0000015994
Instrument Date	Apr 18, 2019
Instrument	15994
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2195 GREEN ST CAMBRIA CA 934285034, CAMBRIA, CA 93428-5034

Mortgage

Document Number	15995
Date	May 2, 2019
Instrument	15995

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8280 Cross Canyons Rd was $11,007.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Pleasant Valley Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,037,375 (-3.06%) Land $240,736 Building $796,639
2025	$11,007.00	$1,070,153 Land $240,281 Building $829,872
2023	$10,870.00 (+2.29%)	$1,052,072 Land $253,484 Building $798,588
2022	$10,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8280 Cross Canyons Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8280 Cross Canyons Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
Frontier DSL	10 / 1

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