828 W Main St, Ruby, SC 29741 Property Records

Chesterfield County property record for 828 W Main St, Ruby, SC 29741 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Bathrooms	1 Baths
Square Footage	720 sqft Total Area
Lot Size	87,120 sqft (2 acres)
Tax Bill	$720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`129 000 000 019`
Alternative APNs	`00016193` `00887593` `887593`

Interior

Full Baths	1 Baths
Building Area	720 sqft Total Area
1st Floor	720 sqft 1st Floor
Stories	1 Stories

Exterior

Lot Area	87,120 sqft (2 acres)
Total Buildings	2 Total Buildings

Location & Zoning

Account Number	00016193
Street Address	828 W MAIN ST
City	RUBY
State	SC
Zip	29741
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	PART OF 2.00 ACRE/1.90AC INTOWN PORTION
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	MOUNT CROGHAN
Census Blockgroup	1
Census Block	1056
Census Tract	950300

Owner

Source: Chesterfield County records · APN 129 000 000 019

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1355 BAILEY SAW MILL RD, RUBY, SC 29741-6802
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 16, 2013
Transfer Doc	00479/0862
Record Refreshed	Jun 08, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Aug 22, 2023
Property Address	828 W MAIN ST, RUBY, SC 29741
Document Number	000558/553
Book / Page	558 / 553
Map Reference	MB 18 PG 130
Instrument Date	Aug 21, 2023
Instrument	2023-3282
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 BAILEY SAW MILL RD, RUBY, SC 29741-6802

Mortgage

Document Number	0020233283
Date	Aug 22, 2023
Instrument	2023-3283

Lender

Name	SPC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Sep 01, 2024
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	10.3%
Index	52-Week T-Bill (1-Year)
Margin	3
Max Rate	14.3%

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Ruby Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (+92%)	$1,910 (+96.91%) Land $690 Building $1,220	$31,800 (+33.05%) Land $11,400 Building $20,400
2023	$375.00 (+1.63%)	$970 (-) Land $350 Building $620	$23,900 (-) Land $5,700 Building $18,200
2022	$369.00	$970 Land $350 Building $620	$23,900 Land $5,700 Building $18,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.