Wells County property record for 828 W Cherry St, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,704 sqft · built 1980 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-529-077.000-004 |
| Primary APN | 90-08-04-529-077.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 143 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001541544 |
|---|---|
| Street Address | 828 W CHERRY ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TW 51-26-12 828 W. CHERRY |
| Legal Subdivision | R W & J W TOWNLEYS WEST ADD |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 40600 |
828 W Cherry St, a single family home, is owned by a company.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 515 S STATE ROAD 201, BLUFFTON, IN 46714-9311 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS BANK & TRUST |
| Oct 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 828 W CHERRY ST, BLUFFTON, IN 46714-1721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020232960 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 20232960 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 828 W CHERRY ST, BLUFFTON, IN 46714-1721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020224230 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 20224230 |
| Name | FIRST BANK BERNIE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 828 W Cherry St was $1,564, up 13.5% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564.00 (+13.5%) | $86,400 Land $10,100 Building $76,300 | $86,400 Land $10,100 Building $76,300 |
| 2024 | $1,378.00 | ||
| 2023 | $72,500 (+16.94%) Land $18,900 Building $53,600 | $72,500 (+16.94%) Land $18,900 Building $53,600 | |
| 2022 | $1,065.00 | $62,000 Land $11,500 Building $50,500 | $62,000 Land $11,500 Building $50,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 828 W Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2003) |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 828 W Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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