828 W 25th St, Merced, CA 95340 Property Records

Merced County property record for 828 W 25th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$1,654 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone AH (high risk)
APN	`030-083-005-000`

Property Details

APN / Parcel Number

Primary APN	`030-083-005-000`
Alternative APN	`030-083-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	030-083-005
Street Address	828 W 25TH ST
City	MERCED
State	CA
Zip	95340-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED LOTS 7&8 BLK 35
Legal Subdivision	MERCED
Legal Block	35
Legal Lot Number	7,8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1301

Owner

828 W 25th St is owned and occupied by an individual who acquired it in May 2003.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	828 W 25TH ST, MERCED, CA 95340-3628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 13, 2003
Transfer Doc	0000034522
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	828 W 25TH ST, MERCED, CA 95340-3628
Document Number	0000015815
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 W 25TH ST MERCED CA 953403628, MERCED, CA 95340-3628

Mortgage

Document Number	0000015815
Date	May 18, 2020
Instrument	15815

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	828 W 25TH ST, MERCED, CA 95340-3628
Document Number	0000001454
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 W 25TH ST MERCED CA 953403628, MERCED, CA 95340-3628

Mortgage

Document Number	0000001454
Date	Jan 16, 2019
Instrument	1454

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 828 W 25th St was $1,654 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$158,191 (+2%) Land $51,503 Building $106,688
2025	$1,654.00 Homeowner's exemption	$155,091 Land $50,494 Building $104,597
2023	$1,540.00 (+1.52%) Homeowner's exemption	$149,071 Land $48,534 Building $100,537
2022	$1,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 828 W 25th St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	174.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (1998–2016)
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 W 25th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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