828 Terror Gulch Rd, Osburn, ID 83849 Property Records

Shoshone County property record for 828 Terror Gulch Rd, Osburn, ID 83849

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,209 sqft · built 1956
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$366,418 (Apr 2026)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP48N03E121512A`

Property Details

APN / Parcel Number

Primary APN	`RP48N03E121512A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,209 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,905 sqft (0.434 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	828 TERROR GULCH RD
City	OSBURN
State	ID
Zip	83849
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PTN LOT 10-11-12 BLOCH'S TRACT A 12-48-3
Legal Range	03E
Legal Township	48N
Legal Section	12
Legal Subdivision	TERROR GULCH CREEK
Legal Tract	A
Legal Lot Number	10-12
Jurisdiction	SHOSHONE ID
Township / Civil Division	OSBURN-WALLACE
Census Block Group	5
Census Block	5005
Census Tract	960400

Owner

Source: Shoshone County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 TERROR GULCH RD, OSBURN, ID 83849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE PROS
Aug 31, 2022	Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	2026528812
Prior Transfer Date	Apr 13, 2026
Prior Transfer Doc	0000528812
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHOSHONE ID
Recording Date	Apr 17, 2026
Property Address	828 TERROR GULCH RD, OSBURN, ID 83849
Document Number	0000528812
Instrument Date	Apr 13, 2026
Instrument	2026528812
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TITLEONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 TERROR GULCH RD, OSBURN, ID 83849

Mortgage

Document Number	0000528813,
Date	Apr 17, 2026
Instrument	2026528813

Lender

Name	MORTGAGE PROS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHOSHONE ID
Recording Date	Aug 31, 2022
Property Address	828 TERROR GULCH RD, OSBURN, ID 83849
Document Number	0000515127
Instrument Date	Aug 3, 2022
Instrument	515127
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TTL CO KELLO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 AGATE ST, KELLOGG, ID 83837-2203

Mortgage

Document Number	0000515128
Date	Aug 31, 2022
Instrument	515128

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000515129
Date	Aug 31, 2022
Instrument	515129

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Shoshone County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Shoshone County
Unified School District	Wallace School District 393 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,423 (-0.06%) Land $55,486 Building $220,937
2025	$1,220.00 (-33.88%)	$276,596 (-1.06%) Land $55,486 Building $221,110	$276,423 (-0.06%) Land $55,486 Building $220,937
2024			$276,596 (-1.06%) Land $55,486 Building $221,110
2023	$1,845.00	$279,552 Land $55,486 Building $224,066	$279,552 Land $55,486 Building $224,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2012–2023)
Most Recent Claim	Jan 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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