828 SW Balmoral Trce, Stuart, FL 34997 Property Records

Martin County property record for 828 SW Balmoral Trce, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,528 sqft · built 2000
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Feb 2009)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-39-41-018-000-0058.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`07-39-41-018-000-0058.0-0-0000`
Alternative APNs	`07-39-41-018-000-00580-0` `138698`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,119 sqft
1st Floor Area	1,528 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	138698
Street Address	828 SW BALMORAL TRCE
City	STUART
State	FL
Zip	34997-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 58 PHASE IV FLORIDA CLUB PUD (PB 14 PG 83)
Legal Range	41E
Legal Township	39S
Legal Section	7
Legal Subdivision	FLORIDA CLUB
Legal Block	1
Legal Lot Number	58
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1002
Census Tract	1703

Owner

828 SW Balmoral Trce is owned by two individuals who acquired it in August 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	922 BENT CREEK DR, FORT PIERCE, FL 34947-1330
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2009 · Amount on File
Deed Sale	Feb 13, 2009 · Amount on File
Prior Sale	Sep 28, 2007 · Amount on File
Deed Document Number	20092130253
Deed Book / Page	2373 / 2898
Last Transfer Date	Aug 29, 2025
Transfer Doc	0035192349
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	828 SW BALMORAL TRCE, STUART, FL 34997-4201
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 SW BALMORAL TRCE, STUART, FL 34997-4201

Mortgage

Document Number	0035401244
Date	Dec 29, 2025
Book Page	3540/1244
Instrument	3162509

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 828 SW Balmoral Trce was $3,033, down 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (-0.26%)	$205,258	$365,930 Land $175,000 Building $190,930
2024	$3,041.00 (+2.56%)
2023	$2,965.00 (+4%) Additional exemption filed	$193,665 (+3%)	$340,960 (+18.36%) Land $145,000 Building $195,960
2022	$2,851.00 Homeowner's exemption	$188,025	$288,060 Land $115,000 Building $173,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 SW Balmoral Trce in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 SW Balmoral Trce is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30