828 Spring St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 828 Spring St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,021 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$1,078,000 (Nov 2019)
Tax Bill	$12,473 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-052-017`

Property Details

APN / Parcel Number

Primary APN	`031-052-017`
Alternative APN	`03105217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,021 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	828 SPRING ST
City	SANTA BARBARA
State	CA
Zip	93103-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 28 BLK 165
Legal Subdivision	SANTA BARBARA
Legal Block	165
Legal Lot Number	28
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2002
Census Tract	801

Owner

828 Spring St is owned and occupied by two individuals who bought it in November 2019.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	828 SPRING ST, SANTA BARBARA, CA 93103-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Nov 7, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Apr 15, 2015 · Amount on File
Deed Document Number	201951033
Prior Transfer Date	Jul 6, 2018
Prior Transfer Doc	0000028842
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	828 SPRING ST, SANTA BARBARA, CA 93103-2410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 SPRING ST, SANTA BARBARA, CA 93103-2410

Mortgage

Document Number	0000005619
Date	Jan 26, 2021
Instrument	2021-0005619

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 7, 2019
Property Address	828 SPRING ST, SANTA BARBARA, CA 93103-2410
Document Number	0000051033
Instrument Date	Oct 29, 2019
Instrument	2019-0051033
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	828 SPRING ST, SANTA BARBARA, CA 93103-2410

Mortgage

Document Number	0000051034
Date	Nov 7, 2019
Instrument	2019-0051034

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 10, 2018
Property Address	828 SPRING ST, SANTA BARBARA, CA 93103-2410
Document Number	0000028842
Instrument Date	Jul 6, 2018
Instrument	28842
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	828 SPRING ST SANTA BARBARA CA 931032410, SANTA BARBARA, CA 93103-2410

Tax Assessment & Valuation

The 2025 property tax bill for 828 Spring St was $12,473.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,202,524 (+2%) Land $619,110 Building $583,414
2025	$12,473.00	$1,178,946 Land $606,971 Building $571,975
2023	$12,037.00 (+1.74%)	$1,133,167 Land $583,402 Building $549,765
2022	$11,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 828 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 828 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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