Wood County property record for 828 Smitherman Rd, Washington, WV 26181
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,990 sqft · built 1998 |
| Lot Size | 6.73 acres (293,159 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,998 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-170-00C3.0000 |
| Primary APN | 03-170-00C3.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,990 sqft Living Area |
| 1st Floor Area | 2,760 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 1,230 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 293,159 sqft (6.73 acres) |
| Garage Area | 836 sqft |
| Porch | Porch |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 828 SMITHERMAN RD |
|---|---|
| City | WASHINGTON |
| State | WV |
| Zip | 26181-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.73-A & TCT .367-A SMITHERMAN RD INC 170/C2.1 |
| Jurisdiction | WOOD WV |
| Township / Civil Division | LUBECK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 10901 |
828 Smitherman Rd is owned and occupied by two individuals.
Source: Wood County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 828 SMITHERMAN RD, WASHINGTON, WV 26181-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK |
| Apr 6, 2018 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK&TR CO/POINTE COUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD WV |
| Recording Date | May 29, 2026 |
| Property Address | 828 SMITHERMAN RD, WASHINGTON, WV 26181-6319 |
| Document Number | 0088380383 |
| Book / Page | 2414 / 878 |
| Instrument Date | May 8, 2026 |
| Instrument | 202688380383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 828 SMITHERMAN RD, WASHINGTON, WV 26181-6319 |
| Document Number | 0088380383, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 2414/878 |
| Instrument | 202688380383 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD WV |
| Property Address | 828 SMITHERMAN RD, WASHINGTON, WV 26181-6319 |
| Document Number | 0088228300 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 828 SMITHERMAN RD WASHINGTON WV 261816319, WASHINGTON, WV 26181-6319 |
| Document Number | 0088228300 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 002150/000200 |
| Instrument | 88228300 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, OH 45750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD WV |
| Property Address | 828 SMITHERMAN RD, WASHINGTON, WV 26181-6319 |
| Document Number | 0008782085 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 828 SMITHERMAN RD WASHINGTON WV 261816319, WASHINGTON, WV 26181-6319 |
| Document Number | 0008782085 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 002015/000334 |
| Instrument | 8782085 |
| Name | PEOPLES BK&TR CO/POINTE COUP |
|---|---|
| Type | Bank |
| Address | PARKERSBURG, WV 26101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 828 Smitherman Rd was $2,998 with a homeowner's exemption, up 1.4% from the year before.
Source: Wood County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Wood County |
| Unified School District | Wood County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,998.00 (+1.35%) | $271,740 (+1.23%) Land $38,400 Building $233,340 | $452,900 (+1.23%) Land $64,000 Building $388,900 |
| 2025 | $2,958.00 Homeowner's exemption | $268,440 Land $36,480 Building $231,960 | $447,400 Land $60,800 Building $386,600 |
| 2023 | $2,439.00 (+4.32%) Homeowner's exemption | $240,420 (+4.08%) Land $33,360 Building $207,060 | $400,700 (+4.08%) Land $55,600 Building $345,100 |
| 2022 | $2,338.00 Homeowner's exemption | $231,000 Land $31,500 Building $199,500 | $385,000 Land $52,500 Building $332,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 828 Smitherman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 828 Smitherman Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBECK PSD serves 11,724 people · EPA ID WV3305404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Community Antenna Service Cable | 3,000 / 200 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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