828 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 828 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,297 sqft · built 1967
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$1,210,000 (Jun 2022)
Tax Bill	$16,125 (2025)
Deeds & Mortgages	Jun 2022 Sale May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-101-22`

Property Details

APN / Parcel Number

Primary APN	`038-101-22`
Alternative APN	`038-101-22-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,297 sqft Living Area
Gross Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,924 sqft (0.136 acres)
Garage Type	Attached
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 175
Legal Subdivision	POPLAR PARK
Legal Tract	175
Legal Lot Number	19
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122100

Owner

828 Seacliff Dr is owned by two individuals who bought it in June 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1930 SAFFRON CT, GILROY, CA 95020-7933
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC PRIVATE MONEY INC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 14, 2018	Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	202219460
Prior Transfer Date	Oct 5, 2001
Prior Transfer Doc	0000069446
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 29, 2022
Property Address	828 SEACLIFF DR, APTOS, CA 95003-3562
Document Number	0000019460
Map Reference	VOL 37 PG 29
Instrument Date	Jun 27, 2022
Instrument	2022-0019460
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1930 SAFFRON CT, GILROY, CA 95020-7933

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	828 SEACLIFF DR, APTOS, CA 95003-3562
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 FREMONT ST, OAKLAND, CA 94608-2216

Mortgage

Document Number	0000016087
Date	May 23, 2022
Instrument	2022-0016087

Lender

Name	PACIFIC PRIVATE MONEY INC
Type	Non-Lending Institution
Address	NOVATO, CA 94945

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	828 SEACLIFF DR, APTOS, CA 95003-3562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028352
Date	Jul 29, 2020
Instrument	2020-0028352

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 14, 2018
Property Address	828 SEACLIFF DR, APTOS, CA 95003-3562
Document Number	0000024830
Map Reference	VOL 37 PG 29
Instrument Date	Aug 1, 2018
Instrument	2018-0024830
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 SEACLIFF DR, APTOS, CA 95003-3562

Mortgage

Document Number	0000024831
Date	Aug 14, 2018
Instrument	2018-0024831

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 828 Seacliff Dr was $16,125.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,309,743 (+2%) Land $1,087,087 Building $222,656
2025	$16,125.00	$1,284,061 Land $1,065,771 Building $218,290
2023	$14,690.00 (+37.92%)	$1,234,200 Land $1,024,386 Building $209,814
2022	$10,651.00
2021			$813,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 Seacliff Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Seacliff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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