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828 SE 14th St, Stuart, FL 34994 Property Records

Martin County property record for 828 SE 14th St, Stuart, FL 34994 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,012 sqft · built 1924
Lot Size0.285 acres (12,415 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Mar 2010)
Tax Bill$791 (2024)
Deeds & MortgagesJan 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN09-38-41-003-009-0001.0-1-0000

Property Details

APN / Parcel Number

Primary APN09-38-41-003-009-0001.0-1-0000
Alternative APNs
  • 09-38-41-003-009-00010-1
  • 938410030090001010000
  • 26022

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,012 sqft Living Area
Gross Area2,392 sqft
1st Floor Area2,012 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,415 sqft (0.285 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area50 sqft
Deck Area126 sqft
Patio Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address828 SE 14TH ST
CitySTUART
StateFL
Zip34994-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELDORADO HEIGHTS AMENDED LOTS 1 & 2 BLK 9
Legal Range41E
Legal Township38S
Legal Section9
Legal SubdivisionELDORADO HEIGHTS
Legal Block9
Legal Lot Number1,2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1082
Census Tract800

Owner

Source: Martin County records · APN 09-38-41-003-009-0001.0-1-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address828 SE 14TH ST, STUART, FL 34994-4026
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 09, 2010 · Amount on Record
Deed SaleMar 09, 2010 · Amount on Record
Prior SaleApr 03, 1989 · Amount on Record
Deed Document Number20102197724
Deed Book / Page2441 / 2617
Prior Transfer DateSep 15, 2004
Prior Transfer Doc0019520293
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address828 SE 14TH ST, STUART, FL 34994-4026
Transaction TypeMortgage
Record UpdatedFeb 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 SE 14TH ST, STUART, FL 34994-4026

Mortgage

Document Number0034152726
DateJan 18, 2024
Book Page3415/2726
Instrument3053796
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term1005 Months
DueOct 06, 2107
Interest
Rate TypeAdjustable Rate
Rate6.76%
AdjustableAdjustable Rate Rider
Type Change DateFeb 01, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.7%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$294,550 (+290.78%) Land $139,500 Building $155,050$294,550 (+0.34%) Land $139,500 Building $155,050
2024$791.00 (+5.19%)
2023$752.00 (+3.44%) Additional exemption filed$75,375 (+3%)$293,560 (+19.2%) Land $139,500 Building $154,060
2022$727.00 Homeowner's exemption$73,180$246,280 Land $125,220 Building $121,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
15 under condo master policies
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022, tidal / storm surge
Claims By Storm
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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