828 Saint Andrews Pl, Concord, NC 28025 Property Records

Cabarrus County property record for 828 Saint Andrews Pl, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2025)
Tax Bill	$1,526 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`11045D0028.000000`

Property Details

APN / Parcel Number

Primary APN	`11045D0028.000000`
Alternative APNs	`5538 47 3124` `148682` `161824` `180001` `82957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,264 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	144 ft deep x 72 ft wide
Garage Type	Mixed
Garage Area	350 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	180001
Street Address	828 SAINT ANDREWS PL
City	CONCORD
State	NC
Zip	28025-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 28 ST ANDREWS PLACE
Legal Subdivision	ST ANDREWS PLACE BRAXT
Legal Lot Number	28
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	828 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Commercial Mortgage METROPOLITAN LIFE INSURANCE CO
Aug 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	202518663
Deed Book / Page	17577 / 336
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 15, 2023
Property Address	828 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	0001640815
Book / Page	16408 / 15
Map Reference	MB 32 PG 44
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 N WACKER DR # 435, 435, CHICAGO, IL 60606-2800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 N WACKER DR # 435, 435, CHICAGO, IL 60606-2800
Investor	Possibly a Property Investor

Mortgage

Document Number	0001640818
Date	Mar 15, 2023
Book Page	16408/18

Lender

Name	METROPOLITAN LIFE INSURANCE CO
Type	Insurance Company
Address	WHIPPANY, NJ 07981

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	81 Months
Due	Dec 10, 2029

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 30, 2021
Property Address	828 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	1545358
Book / Page	15453 / 58
Map Reference	MB 32 PG 44
Instrument Date	Aug 28, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Tax	$527.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 SAINT ANDREWS PL, 828, CONCORD, NC 28025-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 N WACKER DR # 435, 435, CHICAGO, IL 60606-2800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,170 (-) Land $61,000 Building $256,170
2025		$317,170 (+72.46%) Land $61,000 Building $256,170
2024			$317,170 (+72.46%) Land $61,000 Building $256,170
2023	$1,526.00	$183,910 Land $40,000 Building $143,910	$183,910 Land $40,000 Building $143,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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