Rhea County property record for 828 Sable Rd, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,304 sqft · built 1995 |
| Lot Size | 0.493 acres (21,476 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jan 2020) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072050A B 02300 |
| Primary APN | 072050A B 02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,272 sqft |
| Finished Basement | 1,152 sqft |
| Unfinished Basement | 120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,476 sqft (0.493 acres) |
| Lot Dimensions | 236 ft deep x 91 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 104 sqft |
| Patio Area | 216 sqft |
| Boat Access | Boat Access |
| Boat House | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 828 SABLE RD |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: SABLE HILLS; BLOCK: 1 |
| Legal Subdivision | SABLE HILLS |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 975100 |
Source: Rhea County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1616 COUNTY ROAD 700, ATHENS, TN 37303-6056 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK |
| Jan 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BK |
| Apr 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Prior Sale | Apr 27, 2018 |
| Deed Document Number | 20000347 |
| Deed Book / Page | 481 / 033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 828 SABLE RD, SPRING CITY, TN 37381-2846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012880 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | T671/292 |
| Instrument | 22012880 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 11, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Jan 27, 2020 |
| Property Address | 828 SABLE RD, SPRING CITY, TN 37381-2846 |
| Document Number | 0000000347 |
| Book / Page | 000481 / 000033 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 347 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | CROSSLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,406.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 828 SABLE RD SPRING CITY TN 373812846, SPRING CITY, TN 37381-2846 |
| Document Number | 348 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 000621/000800 |
| Instrument | 348 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Apr 27, 2018 |
| Property Address | 828 SABLE RD, SPRING CITY, TN 37381-2846 |
| Document Number | 0000006019 |
| Book / Page | 000465 / 000414 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 6019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 121 FOREST VIEW DR CROSSVILLE TN 385582833, CROSSVILLE, TN 38558-2833 |
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,554.00 (-16.14%) | $115,225 (+40.22%) Land $37,500 Building $77,725 | |
| 2024 | $460,900 (+40.22%) Land $150,000 Building $310,900 | ||
| 2022 | $82,175 Land $33,750 Building $48,425 | $328,700 Land $135,000 Building $193,700 | |
| 2021 | $1,853.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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