828 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 828 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,849 sqft · built 2018
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Nov 2025)
Tax Bill	$2,482 (2020)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2025 Sale & Mortgage + 2 more
APN	`0442005004930`

Property Details

APN / Parcel Number

Primary APN	`0442005004930`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,849 sqft Living Area
1st Floor Area	1,540 sqft
Upper Floors Area	1,380 sqft
Attic	Attic
Attic Area	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	493 CULPEPPER LANDING PH 4 SEC 3
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

828 Olmstead St is owned by two individuals who bought it in November 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 GILMORE RD, BROCKPORT, NY 14420-9310
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Nov 18, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 12, 2018	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Jan 9, 2018	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	202526929
Deed Book / Page	10916 / 1982
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	828 OLMSTEAD ST, CHESAPEAKE, VA 23323-1451
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010053/716
Date	Sep 9, 2019
Book Page	10053/716
Instrument	190023980

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3%

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 18, 2025
Property Address	828 OLMSTEAD ST, CHESAPEAKE, VA 23323-1451
Document Number	10916/1982
Book / Page	10916 / 1982
Map Reference	MB 163 PG 197-202
Instrument Date	Nov 12, 2025
Instrument	250026929
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 GILMORE RD, BROCKPORT, NY 14420-9310

Mortgage

Document Number	0250026930
Date	Nov 18, 2025
Instrument	250026930

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 12, 2018
Property Address	828 OLMSTEAD ST, CHESAPEAKE, VA 23323-1451
Document Number	009901/794
Book / Page	9901 / 794
Instrument Date	Apr 5, 2018
Instrument	180009156
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 OLMSTEAD ST, CHESAPEAKE, VA 23323-1451

Mortgage

Document Number	0180009157
Date	Apr 12, 2018
Instrument	180009157

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 9, 2018
Property Address	828 OLMSTEAD ST, CHESAPEAKE, VA 23323-1451
Document Number	009871/948
Book / Page	9871 / 948
Instrument Date	Jan 2, 2018
Instrument	180000241
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,400 (+3.56%) Land $160,000 Building $509,400	$669,400 (+3.56%) Land $160,000 Building $509,400
2025		$646,400 Land $150,000 Building $496,400	$646,400 Land $150,000 Building $496,400
2023		$621,000 Land $140,000 Building $481,000	$621,000 Land $140,000 Building $481,000
2020	$2,482.00 (-5%)
2019	$4,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 828 Olmstead St; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Olmstead St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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