828 Olive St, Chico, CA 95928 Property Records

Butte County property record for 828 Olive St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`004-424-008-000`

Property Details

APN / Parcel Number

Primary APN	`004-424-008-000`
Alternative APN	`004-424-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	004-424-008
Street Address	828 OLIVE ST
City	CHICO
State	CA
Zip	95928-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	828 OLIVE ST
Legal Subdivision	CHICO
Legal Block	G
Legal Lot Number	7,8
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6011
Census Tract	1000

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 OLIVE ST, CHICO, CA 95928-5723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 22, 2023	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	202610561
Prior Transfer Date	Apr 8, 2026
Prior Transfer Doc	0000010561
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 13, 2026
Property Address	828 OLIVE ST, CHICO, CA 95928-5723
Document Number	0000010561
Instrument Date	Apr 8, 2026
Instrument	202610561
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ESSENT TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	828 OLIVE ST, CHICO, CA 95928-5723

Mortgage

Document Number	0000010562,
Date	Apr 13, 2026
Instrument	202610562

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 22, 2023
Property Address	828 OLIVE ST, CHICO, CA 95928-5723
Document Number	0000005765
Map Reference	MB B PG 14
Instrument Date	Feb 17, 2023
Instrument	2023-0005765
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	828 OLIVE ST, CHICO, CA 95928-5723

Mortgage

Document Number	0000005766
Date	Feb 22, 2023
Instrument	2023-0005766

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,853 (+2%) Land $159,181 Building $63,672
2025	$2,573.00 (+7.3%)	$218,484 (+27.19%) Land $156,060 Building $62,424
2024	$2,398.00 (+23.23%)		$223,020
2023	$1,946.00 (+1.51%)	$171,784 Land $122,704 Building $49,080
2022	$1,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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