828 N State St, Chicago, IL 60610 Property Records

Cook County property record for 828 N State St, Chicago, IL 60610

Property Summary

Property TypeCommercial
Details24 bd · 12,804 sqft · built 1888
Lot Size0.76 acres (3,290 sqft)
OwnerIndividual Name on File
Tax Bill$60,779 (2024)
Deeds & MortgagesApr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN17-04-450-010

Property Details

APN / Parcel Number

Primary APN17-04-450-010
Alternative APN
  • 17-04-450-010-0000

Interior

Bedrooms24 Beds
Units20 Units
Stories4 Stories
Building Area12,804 sqft Gross Area

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1891
Lot Area3,290 sqft (0.76 acres)

Location & Zoning

Street Address828 N STATE ST
CityCHICAGO
StateIL
Zip60610-3326
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDX-12
Legal Description(CANAL)(TRUSTEES) SUB OF THE S FRCL 1/4 SEC 03-39-14
Legal Range14E
Legal Township39N
Legal Section03
Legal SubdivisionCANAL TRUSTEES
Legal Block17
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2001
Census Tract81100

Owner

828 N State St, a commercial property, is owned by an individual who acquired it in January 1998.

Source: Cook County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1448 N LAKE SHORE DR, 15A, CHICAGO, IL 60610-1799
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 1998
Deed SaleJan 14, 1998
Deed Document Number1998106
Prior Transfer DateDec 23, 1997
Prior Transfer Doc0000000106
Record UpdatedOct 29, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address828 N STATE ST, CHICAGO, IL 60610-3326
Document Number1814918085
Instrument DateApr 1, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Mortgage

Document Number1814918085
DateMay 29, 2018
Instrument14918085
Lender
NameLAKESIDE BK
TypeBank
AddressCHICAGO, IL 60601
Agreement
Term60 Months
DueMay 28, 2023
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$302,522 Land $98,700 Building $203,822$3,025,220 Land $987,000 Building $2,038,220
2024$60,779.00 (+9.59%)
2023$55,462.00 (+2.58%)
2022$54,066.00$262,866 Land $90,475 Building $172,391$2,628,660 Land $904,750 Building $1,723,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 N State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 828 N State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Google Fiber, T-Mobile, Verizon, Zentro.

Nearby Properties on N State St

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