828 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 828 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 999 sqft · built 1964
Lot Size	0.206 acres (8,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2025)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-530-12-25`

Property Details

APN / Parcel Number

Primary APN	`16-530-12-25`
Alternative APNs	`16-530-12-25-00-0-00-000` `16530122500000001` `738518`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	962 sqft
Basement Area	962 sqft
Finished Basement	962 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,959 sqft (0.206 acres)
Lot Dimensions	126 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	738518
Street Address	828 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 776
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	2
Legal Lot Number	776
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2016
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 N PONCA DR, INDEPENDENCE, MO 64056-2074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Apr 25, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	202569683
Prior Transfer Date	Apr 25, 2024
Prior Transfer Doc	00E0025008
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	828 N PONCA DR, INDEPENDENCE, MO 64056-2074
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 N PONCA DR, INDEPENDENCE, MO 64056-2074

Mortgage

Document Number	00E0039479
Date	Jun 18, 2024
Instrument	2024E0039479

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 18, 2025
Property Address	828 N PONCA DR, INDEPENDENCE, MO 64056-2074
Document Number	00E0069683
Instrument Date	Sep 16, 2025
Instrument	2025E0069683
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 N PONCA OR, INDEPENDENCE, MO 64056
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0069911
Date	Sep 18, 2025
Instrument	2025E0069911

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Index	Other

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Apr 25, 2024
Property Address	828 N PONCA DR, INDEPENDENCE, MO 64056-2074
Document Number	00E0025008
Instrument Date	Apr 25, 2024
Instrument	2024E0025008
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 N PONCA DR, INDEPENDENCE, MO 64056-2074

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,875 (-) Land $4,604 Building $20,271	$130,920 (-)
2025	$2,029.00 (-3.93%)	$24,875 (-6.48%) Land $4,604 Building $20,271	$130,920 (-6.48%)
2024	$2,112.00 (+0.48%)
2023	$2,102.00	$26,598 Land $2,120 Building $24,478	$139,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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