828 N Main St, Bluffton, OH 45817 Property Records

Allen County property record for 828 N Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1955
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Dec 1987)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0108-01-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-0108-01-001.000`
Alternative APN	`A0228010801001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	1,250 sqft
Upper Floors Area	1,250 sqft
Basement Area	1,250 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	150 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	182 sqft
Deck Area	500 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	828 N MAIN ST
City	BLUFFTON
State	OH
Zip	45817-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ALFRED MULLER ADDITION LOTS 719 720 & 721 JOINT TEN FF 222.00
Legal Subdivision	THE ALFRED MULLER ADDITION
Legal Lot Number	719
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2039
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 N MAIN ST, BLUFFTON, OH 45817-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Transfer on Death Deed, Transfer
Apr 20, 2022	Intrafamily Transfer, Transfer
May 12, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 1987 · Amount on Record
Deed Sale	Dec 15, 1987 · Amount on Record
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000004581
Record Updated	Sep 20, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 20, 2022
Property Address	828 N MAIN ST, BLUFFTON, OH 45817-9701
Document Number	4200004573
Book / Page	2022 / 4573
Map Reference	MB 7 PG 60
Instrument Date	Apr 11, 2022
Instrument	202204200004573
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Apr 20, 2022
Property Address	828 N MAIN ST, BLUFFTON, OH 45817-9701
Document Number	4200004581
Book / Page	2022 / 4581
Map Reference	MB 7 PG 60
Instrument Date	Apr 11, 2022
Instrument	202204200004581
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	828 N MAIN ST, BLUFFTON, OH 45817-9701

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	828 N MAIN ST, BLUFFTON, OH 45817-9701
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 N MAIN ST, BLUFFTON, OH 45817-9701

Mortgage

Document Number	5120006330
Date	May 12, 2021
Book Page	2021/6330
Instrument	202105120006330

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 31, 2026

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,653.00 (-0.04%)	$80,370 (-) Land $11,940 Building $68,430	$229,600 (-) Land $34,100 Building $195,500
2024	$2,654.00 (+11.28%) Homeowner's exemption	$80,370 (+20.03%) Land $11,940 Building $68,430	$229,600 (+20.02%) Land $34,100 Building $195,500
2023	$2,385.00 (-1.08%) Homeowner's exemption	$66,960 (-) Land $9,940 Building $57,020
2022	$2,411.00 Homeowner's exemption	$66,960 Land $9,940 Building $57,020
2021			$191,300 Land $28,400 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Buckeye Wireless.

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