828 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 828 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1930
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Oct 1995)
Tax Bill	$1,321 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-54-24-1912`

Property Details

APN / Parcel Number

Primary APN	`5317-54-24-1912`
Alternative APNs	`12-5317-54-24-1912` `12206825` `206825`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12206825
Street Address	828 N 13TH ST
City	READING
State	PA
Zip	19604-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	1500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	828 N 13TH ST, READING, PA 19604-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 1995 · Amount on Record
Deed Sale	Oct 5, 1995 · Amount on Record
Deed Book / Page	2672 / 1364
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 6, 2026
Property Address	828 N 13TH ST, READING, PA 19604-2430
Document Number	0000013999
Instrument Date	Apr 25, 2026
Instrument	202613999
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 N 13TH ST, READING, PA 19604-2430

Mortgage

Document Number	0000013999,
Date	May 6, 2026
Instrument	202613999

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	828 N 13TH ST, READING, PA 19604-2430
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003634
Date	Jan 25, 2022
Instrument	2022003634

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,321.00 (+4.02%) Homeowner's exemption	$46,800 (-) Land $12,000 Building $34,800	$12,000 (-) Land $12,000
2025	$1,270.00 (+2.58%) Homeowner's exemption	$46,800 (-) Land $12,000 Building $34,800	$12,000 (-74.36%) Land $12,000
2024	$1,238.00	$46,800 Land $12,000 Building $34,800
1994			$46,800 Land $12,000 Building $34,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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