Lorain County property record for 828 Meadow Lake Dr, Elyria, OH 44035
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $397,400 (Aug 2025) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | May 2025 Construction Loan Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-007-102-121 |
| Primary APN | 10-00-007-102-121 |
|---|
| Street Address | 828 MEADOW LAKE DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8355 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HARVEST MEADOWS SUB NO 3 62.49 X 130.00 |
| Legal Lot Number | 145 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71300 |
828 Meadow Lake Dr, residential vacant land, is owned and occupied by an individual who bought it in August 2025.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 828 MEADOW LAKE DR, ELYRIA, OH 44035-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2025 | Deed of Trust, Mortgage · Construction Mortgage UNION HOME MORTGAGE CORP |
| Aug 27, 2025 | Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Deed Document Number | 2025-0065237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 828 MEADOW LAKE DR, ELYRIA, OH 44035-8355 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | KINGDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 34675 LEGENDS WAY, GRAFTON, OH 44044-9358 |
| Document Number | 0000052118 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 2025-0052118 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 366 Months |
| Due | Nov 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 27, 2025 |
| Property Address | 828 MEADOW LAKE DR, ELYRIA, OH 44035-8355 |
| Document Number | 0000065237 |
| Map Reference | VOL 116 PG 1-14 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025-0065237 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | STONEMAN TITLE AGENCY, STONEGATE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 828 MEADOW LAKE DR, ELYRIA, OH 44035-8355 |
| Document Number | 0000065239 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 2025-0065239 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 828 Meadow Lake Dr was $1,035.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 | $23,800 (-) Land $23,800 | $68,000 (-) Land $68,000 |
| 2024 | $1,035.00 | $23,800 Land $23,800 | $68,000 Land $68,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 828 Meadow Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 828 Meadow Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures