828 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 828 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,630 sqft · built 1940
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1010-123-13-014.000`

Property Details

APN / Parcel Number

Primary APN	`1010-123-13-014.000`
Alternative APN	`600000303350`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWING ADD LOT 7662
Legal Subdivision	SWING ADD
Legal Lot Number	7662
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2003
Census Tract	902

Owner

828 Howard St is held in a trust since May 2022.

Source: Hancock County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1211 W SANDUSKY ST, FINDLAY, OH 45840-2335
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1991
Deed Sale	May 6, 1991
Last Transfer Date	May 26, 2022
Transfer Doc	002595/745
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jun 3, 2022
Property Address	828 HOWARD ST, FINDLAY, OH 45840-2534
Document Number	002595/745
Book / Page	2595 / 745
Map Reference	VOL 119 PG 3007
Instrument Date	May 26, 2022
Instrument	202200005296
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1211 W SANDUSKY ST, FINDLAY, OH 45840-2335

Tax Assessment & Valuation

The 2025 property tax bill for 828 Howard St was $1,871, up 4.5% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (+4.53%)	$59,480 (+21.09%) Land $5,510 Building $53,970	$169,920 Land $15,730 Building $154,190
2024	$1,790.00 (-0.17%)	$49,120 (-) Land $4,550 Building $44,570
2023	$1,793.00	$49,120 Land $4,550 Building $44,570
2022			$140,330 Land $13,000 Building $127,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 Howard St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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