828 Hanover Ave, Sebring, FL 33872 Property Records

Highlands County property record for 828 Hanover Ave, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 2020
Lot Size	0.211 acres (9,225 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Feb 2022)
Tax Bill	$3,266 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-22-34-28-030-0680-0190`

Property Details

APN / Parcel Number

Primary APN	`C-22-34-28-030-0680-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,915 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	9,225 sqft (0.211 acres)
Lot Dimensions	102 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Fence	Fence
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	828 HANOVER AVE
City	SEBRING
State	FL
Zip	33872-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING COUNTRY EST SEC 3 PB 9-PG 6 LOT 19 BLK 68
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	68
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2035
Census Tract	960601

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	828 HANOVER AVE, SEBRING, FL 33872-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK NA
Jun 18, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 20, 2019	Trustee's Deed, Construction Loan · Line of Credit BUILDER FIN INC
Jul 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	2080285
Deed Book / Page	2887 / 342
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 28, 2022
Property Address	828 HANOVER AVE, SEBRING, FL 33872-2747
Document Number	0002080285
Book / Page	2887 / 342
Map Reference	MB 9 PG 6
Instrument Date	Feb 23, 2022
Instrument	2080285
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 HANOVER AVE, SEBRING, FL 33872-2747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5014 WHITING DR, SEBRING, FL 33870-1192

Mortgage

Document Number	0002887344
Date	Feb 28, 2022
Instrument	2887/344

Lender

Name	SOUTHSTATE BANK NA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 18, 2020
Property Address	828 HANOVER AVE, SEBRING, FL 33872-2747
Document Number	0001989000
Book / Page	2758 / 750
Map Reference	MB 9 PG 6
Instrument Date	Jun 18, 2020
Instrument	1989000
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 LAKE JUNE RD, 1057, LAKE PLACID, FL 33852-8937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 HANOVER AVE, SEBRING, FL 33872-2747

Mortgage

Document Number	0002758752
Date	Jun 18, 2020
Instrument	2758/752

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 20, 2019
Property Address	828 HANOVER AVE, SEBRING, FL 33872-2747
Book / Page	002724 / 000278
Instrument Date	Nov 15, 2019
Instrument	1964438
Transaction Type	Construction Loan
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1057 LAKE JUNE RD LAKE PLACID FL 338528937, LAKE PLACID, FL 33852-8937
Investor	Possibly a Property Investor

Mortgage

Document Number	0001964438
Date	Nov 20, 2019
Book Page	002724/000278
Instrument	1964438

Lender

Name	BUILDER FIN INC
Address	NEW YORK, NY 10022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2020

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 22, 2019
Property Address	828 HANOVER AVE, SEBRING, FL 33872-2747
Document Number	0001949064
Book / Page	002703 / 001330
Instrument Date	Jul 18, 2019
Instrument	1949064
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 KING AIR WAY NW LAKE PLACID FL 338529797, LAKE PLACID, FL 33852-9797

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,384 (+2.35%) Land $18,900 Building $239,484	$258,384 (+2.35%) Land $18,900 Building $239,484
2024	$3,266.00 (+1.62%)
2023	$3,214.00 (+146.66%) Homeowner's exemption	$252,456 (+129.69%) Land $10,584 Building $241,872	$252,456 (+20.03%) Land $10,584 Building $241,872
2022	$1,303.00 Homeowner's exemption	$109,913	$210,319 Land $9,450 Building $200,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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