828 Gardner Dr, Montebello, CA 90640 Property Records

Los Angeles County property record for 828 Gardner Dr, Montebello, CA 90640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1961
Lot Size	0.176 acres (7,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,000 (Jul 2014)
Tax Bill	$11,313 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5295-006-019`

Property Details

APN / Parcel Number

Primary APN	`5295-006-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Gravel
Lot Area	7,659 sqft (0.176 acres)
Lot Dimensions	100 ft deep x 77 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	828 GARDNER DR
City	MONTEBELLO
State	CA
Zip	90640-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MNR1YY
Legal Description	TRACT # 23953 LOT 27
Legal Subdivision	23953
Legal Tract	23953
Legal Block	2
Legal Lot Number	27
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTHWEST SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2022
Census Tract	530005

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 GARDNER DR, MONTEBELLO, CA 90640-2410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC ACG FUNDING INC
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit USC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2014 · Amount on Record
Deed Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	2014704144
Prior Transfer Date	Jun 16, 2003
Prior Transfer Doc	0001742896
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	828 GARDNER DR, MONTEBELLO, CA 90640-2410
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 GARDNER DR, MONTEBELLO, CA 90640-2410

Mortgage

Document Number	0001433835
Date	Sep 20, 2021
Instrument	21-1433835

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	828 GARDNER DR, MONTEBELLO, CA 90640-2410
Document Number	0001328007
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	828 GARDNER DR MONTEBELLO CA 906402410, MONTEBELLO, CA 90640-2410

Mortgage

Document Number	0001328007
Date	Oct 23, 2020
Instrument	1328007

Lender

Name	ACG FUNDING INC ACG FUNDING INC
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	828 GARDNER DR, MONTEBELLO, CA 90640-2410
Document Number	0000265177
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	828 GARDNER DR MONTEBELLO CA 906402410, MONTEBELLO, CA 90640-2410

Mortgage

Document Number	0000265177
Date	Mar 27, 2019
Instrument	265177

Lender

Name	USC CU
Type	Credit Union
Address	LOS ANGELES, CA 90089

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	18%

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Montebello City
Unified School District	Montebello Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,181 (+2%) Land $463,504 Building $186,677
2025	$11,313.00 (+2.85%)	$637,441 (+4.04%) Land $454,416 Building $183,025
2023	$11,000.00 (+2.92%)	$612,690 Land $436,771 Building $175,919
2022	$10,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WATER CO.-EL MONTE private · serves 240,000 people · EPA ID CA1910039
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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