Culpeper County property record for 828 Gallows Ct, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,408 sqft · built 2005 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2018) |
| Tax Bill | $1,247 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-I-2-20 |
| Primary APN | 40-I-2-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21345 |
|---|---|
| Street Address | 828 GALLOWS CT |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2193 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | CATALPA HILL TOWNHOUSES SECTION 2, LOT 20 3,264 SQ FT PLAT 8/158 |
| Legal Subdivision | 049 |
| Legal Lot Number | 3,20,26 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930203 |
828 Gallows Ct, a townhouse, is owned and occupied by an individual who bought it in August 2018.
Source: Culpeper County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 828 GALLOWS CT, CULPEPER, VA 22701-2193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Dec 16, 2014 · Amount on File |
| Deed Document Number | 20184295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 828 GALLOWS CT, CULPEPER, VA 22701-2193 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230001038 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 230001038 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2063 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 828 GALLOWS CT, CULPEPER, VA 22701-2193 |
| Document Number | 200002491 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 828 GALLOWS CT CULPEPER VA 227012193, CULPEPER, VA 22701-2193 |
| Document Number | 200002491 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2491 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Aug 17, 2018 |
| Property Address | 828 GALLOWS CT, CULPEPER, VA 22701-2193 |
| Document Number | 180004295 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 180004295 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 828 GALLOWS CT, CULPEPER, VA 22701-2193 |
| Document Number | 180004296 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 180004296 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 828 Gallows Ct was $1,247, down 12.4% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,247.00 (-12.37%) | $290,000 Land $78,100 Building $211,900 | $290,000 Land $78,100 Building $211,900 |
| 2024 | $1,423.00 (+1.28%) | ||
| 2023 | $1,405.00 | $267,200 Land $59,000 Building $208,200 | $267,200 Land $59,000 Building $208,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 828 Gallows Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 828 Gallows Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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