828 E University St, Bloomington, IN 47401 Property Records

Monroe County property record for 828 E University St, Bloomington, IN 47401

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 2,690 sqft · built 1928
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$278,400 (Jan 2012)
Tax Bill	$9,475 (2025)
Deeds & Mortgages	May 2006 Line of Credit Jul 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-14850-00`

Property Details

APN / Parcel Number

Primary APN	`015-14850-00`
Alternative APN	`53-08-04-110-012.000-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,690 sqft Living Area
1st Floor Area	2,690 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	70 ft deep x 75 ft wide
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-14850-00
Street Address	828 E UNIVERSITY ST
City	BLOOMINGTON
State	IN
Zip	47401-4932
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	MERKERS PT LOT 4
Legal Subdivision	MERKERS SUBDIVISION OF SEMINARY LOT 98
Legal Lot Number	4
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4008
Census Tract	301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vinegar Hill Historic District listed 2005 · 109 contributing resources · NRIS 05000195

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 S BALLANTINE RD, BLOOMINGTON, IN 47401-5017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2006	Deed of Trust, Mortgage · Line of Credit IRWIN UNION BANK & TRUST CO
Jul 1, 2008	Deed of Trust, Mortgage · Commercial Mortgage MONROE BANK
Jan 10, 2012	Warranty Deed, Transfer · Commercial Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2012 · Amount on Record
Deed Sale	Jan 10, 2012 · Amount on Record
Deed Document Number	2012429
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	828 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4932
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006009199
Date	May 12, 2006
Instrument	2006009199

Lender

Name	IRWIN UNION BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	May 11, 2015

Interest

Rate Type	Adjustable Rate

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	828 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4932
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008011257
Date	Jul 1, 2008
Instrument	2008011257

Lender

Name	MONROE BANK
Address	BLOOMINGTON, IN 47408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2033

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 10, 2012
Property Address	828 E UNIVERSITY ST, BLOOMINGTON, IN 47401-4932
Document Number	2012000429
Map Reference	CAB30 SL30
Instrument Date	Jan 9, 2012
Instrument	2012000429
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S BALLANTINE RD, BLOOMINGTON, IN 47401-5017
Investor	Possibly a Property Investor

Mortgage

Document Number	2012000430
Date	Jan 10, 2012
Instrument	2012000430

Lender

Name	INDIANA UNIVERSITY CU
Address	BLOOMINGTON, IN 47402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,475.00 (-3.43%)	$479,300 (+2.11%) Land $105,900 Building $373,400	$479,300 (+2.11%) Land $105,900 Building $373,400
2024	$9,812.00 (+14.36%)
2023		$469,400 (+10.76%) Land $104,900 Building $364,500	$469,400 (+10.76%) Land $104,900 Building $364,500
2022	$8,580.00	$423,800 Land $92,000 Building $331,800	$423,800 Land $92,000 Building $331,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GigabitNow.

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