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828 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 828 E Savoy St, Lecanto, FL 34461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,196 sqft · built 1999
Lot Size2.13 acres (93,182 sqft)
Owner2 Individual Names on Record
Last Sale$506,000 (Oct 2025)
Tax Bill$6,546 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19E-18S-31-0010-000G0-0020

Property Details

APN / Parcel Number

Primary APN19E-18S-31-0010-000G0-0020
Alternative APNs
  • 3118S19E0010000G00020
  • 3318994

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,196 sqft Living Area
Gross Area3,776 sqft
1st Floor Area1,524 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Architectural StyleMulti-Level
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area93,182 sqft (2.13 acres)
Lot Dimensions290 ft deep x 160 ft wide
Garage TypeAttached
Garage Area1,000 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Screened Porch
Porch Area1,456 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3318994
Street Address828 E SAVOY ST
CityLECANTO
StateFL
Zip34461-8766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionKENSINGTON ESTS UNIT 1 PB 11 PGS 59 LOTS 2 & 3 BLK G TITLE IN OR BK 1232 PG 2147
Legal Range19E
Legal Township18S
Legal Section31
Legal SubdivisionKENSINGTON ESTATES UNIT 1
Legal BlockG
Legal Lot Number2,3
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2024
Census Tract450704

Owner

Source: Citrus County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address828 E SAVOY ST, LECANTO, FL 34461-8766
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Oct 29, 2025Warranty Deed, Transfer · VA Mortgage
SUCCESS MORTGAGE PARTNERS INC
Jun 1, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 16, 2017Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleJun 1, 2022 · Amount on Record
Deed Document Number202565892
Deed Book / Page3615 / 497
Prior Transfer DateApr 28, 2014
Prior Transfer Doc0000021314
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address828 E SAVOY ST, LECANTO, FL 34461-8766
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 E SAVOY ST, LECANTO, FL 34461-8766

Mortgage

Document Number0031532149
DateApr 13, 2021
Book Page3153/2149
Instrument2021023981
Lender
NameSUNCOAST CU
TypeCredit Union
Address11904
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueApr 12, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 29, 2025
Property Address828 E SAVOY ST, LECANTO, FL 34461-8766
Document Number0036150497
Book / Page3615 / 497
Map ReferenceMB 11 PG 59-64
Instrument DateOct 29, 2025
Instrument2025065892
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyFIRST INTL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,542.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 MEADOWOOD DR NW, ROME, GA 30165-8699

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 E SAVOY ST, LECANTO, FL 34461-8766

Mortgage

Document Number0036150499
DateOct 29, 2025
Book Page3615/499
Instrument2025065893
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 1, 2022
Property Address828 E SAVOY ST, LECANTO, FL 34461-8766
Document Number0032890290
Book / Page3289 / 290
Map ReferenceMB 11 PG 59-64
Instrument DateMay 31, 2022
Instrument2022039032
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address828 E SAVOY ST, LECANTO, FL 34461-8766

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 E SAVOY ST, LECANTO, FL 34461-8766

Mortgage

Document Number0003289292
DateJun 1, 2022
Instrument3289/292
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2037

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 16, 2017
Property Address828 E SAVOY ST, LECANTO, FL 34461-8766
Document Number0028470702
Book / Page2847 / 0702
Map ReferenceMB11 PG59-64
Instrument DateAug 10, 2017
Instrument2017038145
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyWOLLINKA WIKLE TITLE INS AGE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address294 GREY FOX RUN, 294, YORK, SC 29745-9437

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 E SAVOY ST, LECANTO, FL 34461-8766

Mortgage

Document Number28470704
DateAug 16, 2017
Instrument2847/0704
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,546.00 (+2.7%)$464,618 (-1.03%) Land $71,800 Building $392,818$464,618 (-1.03%) Land $71,800 Building $392,818
2024$6,374.00 (+2.21%) Homeowner's exemption Additional exemption filed$469,454 (+6.13%) Land $60,000 Building $409,454$469,454 (+6.13%) Land $60,000 Building $409,454
2023$6,236.00 (+116%) Homeowner's exemption Additional exemption filed$442,350 (+20.46%) Land $56,000 Building $386,350$442,350 (+20.46%) Land $56,000 Building $386,350
2022$2,887.00 Homeowner's exemption Additional exemption filed$367,226 Land $42,800 Building $324,426$367,226 Land $42,800 Building $324,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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