828 E Ocean View Ave, Apt 4, Norfolk, VA 23503 Property Records

Norfolk City property record for 828 E Ocean View Ave, Apt 4, Norfolk, VA 23503

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 811 sqft · built 1966
Lot Size	0.021 acres (928 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2026)
Tax Bill	$2,652 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
APN	`46080504`

Property Details

APN / Parcel Number

Primary APN	`46080504`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	12 Units
Stories	1 Story
Building Area	811 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	928 sqft (0.021 acres)
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	828 E OCEAN VIEW AVE, 4
City	NORFOLK
State	VA
Zip	23503-1836
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	6 UNIT 4
Legal Subdivision	CANTERBURY BAYSIDE
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

828 E Ocean View Ave, Apt 4 is owned and occupied by two individuals who bought it in June 2026.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	828 E OCEAN VIEW AVE, 4, NORFOLK, VA 23503-1836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	202610907
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jun 8, 2026
Property Address	828 E OCEAN VIEW AVE, 4, NORFOLK, VA 23503-1836
Document Number	0000010907
Instrument Date	May 26, 2026
Instrument	202610907
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E OCEAN VIEW AVE, 4, NORFOLK, VA 23503-1836

Mortgage

Document Number	0000010910,
Date	Jun 8, 2026
Instrument	202610910

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 2, 2021
Property Address	828 E OCEAN VIEW AVE APT 4, 4, NORFOLK, VA 23503-1836
Document Number	210020559
Instrument Date	Jun 28, 2021
Instrument	210020559
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E OCEAN VIEW AVE APT 4, 4, NORFOLK, VA 23503-1836

Mortgage

Document Number	210020560
Date	Jul 2, 2021
Instrument	210020560

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 828 E Ocean View Ave, Apt 4 was $2,652, up 7.2% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,652.00 (+7.19%)	$212,200 (+5.47%) Land $46,200 Building $166,000	$212,200 (+5.47%) Land $46,200 Building $166,000
2025	$2,474.00	$201,200 Land $44,600 Building $156,600	$201,200 Land $44,600 Building $156,600
2023	$2,292.00	$183,400 Land $44,600 Building $138,800	$183,400 Land $44,600 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 828 E Ocean View Ave, Apt 4; there have been 18 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 units insured incl. 85 condo units
Nearby Flood Claims	18 (1985–2009)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 E Ocean View Ave, Apt 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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