Lincoln County property record for 828 E Hwy U, Troy, MO 63379 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,218 sqft Living Area |
| Lot Size | 220,414 sqft (5.05 acres) |
| Garage | 1,056 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,374.00 (2025) |
| Primary APN | 20-40-19-000-000-004.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,218 sqft Living Area |
| Basement Area | 2,218 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 220,414 sqft (5.05 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,056 sqft Garage |
| Street Address | 828 E HIGHWAY U |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3646 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 5.06 AC E1/2 NW NW STATE HWY U, SURVEY C1/10 |
| Legal Range | 01E |
| Legal Township | 48 |
| Legal Section | 19 |
| Jurisdiction | LINCOLN MO |
| Minor Civil Division | CLARK |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 810308 |
Source: Lincoln County records · APN 20-40-19-000-000-004.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 828 E HIGHWAY U, TROY, MO 63379-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO |
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Jun 10, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 |
| Deed Sale | Jun 10, 2019 |
| Deed Doc Number | 2019004627 |
| Deed Book / Page | 2434 / 0772 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 828 E HIGHWAY U, TROY, MO 63379-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2412/0219 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 2412/0219 |
| Instrument | 2017005674 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 828 E HIGHWAY U, TROY, MO 63379-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2419/0271 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 2419/0271 |
| Instrument | 2018000615 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 828 E HIGHWAY U, TROY, MO 63379-3402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2440/0675 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 2440/0675 |
| Instrument | 2019010578 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 10, 2019 |
| Property Address | 828 E HIGHWAY U, TROY, MO 63379-3402 |
| Document Number | 2434/0772 |
| Book / Page | 2434 / 0772 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 2019004627 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 111 CUIVRE RIVER DR, TROY, MO 63379-5537 |
| Document Number | 2019004628 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019004628 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,374.00 (+1.76%) | $41,878 (+7.53%) Land $3,946 Building $37,932 | $220,410 (+7.53%) Land $20,770 Building $199,640 |
| 2023 | $2,333.00 (+4.71%) | $38,944 Land $3,718 Building $35,226 | $204,970 Land $19,570 Building $185,400 |
| 2022 | $2,228.00 |
828 E Hwy U is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 22nd in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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