828 E Highland Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 828 E Highland Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,565 sqft · built 2020
Lot Size	6.62 acres (288,498 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 2020)
Tax Bill	$11,589 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R255358`

Property Details

APN / Parcel Number

Primary APN	`R255358`
Alternative APNs	`00746890100100108` `255358`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,565 sqft Living Area
Gross Area	6,132 sqft
1st Floor Area	3,565 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	288,498 sqft
Garage Type	Attached
Garage Area	899 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	192 sqft
Storage Building	180 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	828 E HIGHLAND RD
City	RED OAK
State	TX
Zip	75154-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A HIGHLAND ESTATES 6.623 AC
Legal Subdivision	HIGHLAND ESTATES
Legal Block	A
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3022
Census Tract	60209

Owner

Source: Ellis County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS LOAN STAR INC
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERNATIONAL BANK OF COMMERCE
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jan 10, 2023	Gift Deed, Transfer
Sep 4, 2020	Deed of Trust, Construction Loan · Construction Mortgage COWBOY BK/TX
May 12, 2020	Warranty Deed, Transfer COWBOY BK/TX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Deed Document Number	20202015139
Last Transfer Date	Dec 30, 2022
Transfer Doc	0000000828
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002140176
Date	Sep 10, 2021
Instrument	2140176

Lender

Name	TEXAS LOAN STAR INC
Type	Lending Institution
Address	HOUSTON, TX 77008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140181
Date	Sep 10, 2021
Instrument	2140181

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826

Mortgage

Document Number	0002526775
Date	Aug 12, 2025
Instrument	2526775

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 10, 2023
Property Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Document Number	0002300828
Map Reference	CAB I SL 78
Instrument Date	Dec 30, 2022
Instrument	2300828
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Sep 4, 2020
Property Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Document Number	0000031551
Instrument Date	Aug 28, 2020
Instrument	31551
Transaction Type	Construction Loan
Record Updated	Oct 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5641 RED SAGE CT MIDLOTHIAN TX 760651997, MIDLOTHIAN, TX 76065-1997

Mortgage

Document Number	0000031551
Date	Sep 4, 2020
Instrument	31551

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2021

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	May 12, 2020
Property Address	828 E HIGHLAND RD, RED OAK, TX 75154-5826
Document Number	0000015139
Instrument Date	May 8, 2020
Instrument	15139
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5641 RED SAGE CT MIDLOTHIAN TX 760651997, MIDLOTHIAN, TX 76065-1997

Mortgage

Document Number	15140
Date	May 12, 2020
Instrument	15140

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 11, 2022

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,029,274 (+8.43%) Land $295,000 Building $734,274	$1,029,274 (+8.43%) Land $295,000 Building $734,274
2025	$11,589.00 (-7.35%) Homeowner's exemption	$949,259 (-6.68%) Land $290,000 Building $659,259	$949,259 (-6.68%) Land $290,000 Building $659,259
2024	$12,509.00 (-9.98%)
2023	$13,896.00 (+81,641.18%) Homeowner's exemption	$1,017,256 Land $270,000 Building $747,256	$1,017,256 Land $270,000 Building $747,256
2018	$17.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Element8 Technology Investment Group, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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