828 E Elm St, Palmyra, PA 17078 Property Records

Lebanon County property record for 828 E Elm St, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1970
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (May 2010)
Tax Bill	$4,414 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2294846-356668-0000`

Property Details

APN / Parcel Number

Primary APN	`28-2294846-356668-0000`
Alternative APN	`38036957`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	828 E ELM ST
City	PALMYRA
State	PA
Zip	17078-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38036957
Jurisdiction	LEBANON PA
Township / Civil Division	NORTH LONDONDERRY
Census Block Group	2
Census Block	2001
Census Tract	3802

Owner

828 E Elm St is owned and occupied by an individual who acquired it in March 2015.

Source: Lebanon County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	828 E ELM ST, PALMYRA, PA 17078-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2010 · Amount on File
Deed Sale	May 10, 2010 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	20106072
Deed Book / Page	2144 / 293
Last Transfer Date	Mar 26, 2015
Transfer Doc	0000003424
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	828 E ELM ST, PALMYRA, PA 17078-2723
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E ELM ST, PALMYRA, PA 17078-2723

Mortgage

Document Number	0000006042
Date	Jun 8, 2023
Book Page	2329/548
Instrument	202306042

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	PALMYRA, PA 17078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	828 E ELM ST, PALMYRA, PA 17078-2723
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 E ELM ST, PALMYRA, PA 17078-2723

Mortgage

Document Number	0000000914
Date	Jan 19, 2022
Book Page	2309/9363
Instrument	202200914

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	PALMYRA, PA 17078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 11, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 828 E Elm St was $4,414.

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
County Subdivision	North Londonderry Township
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,414.00	$178,300 Land $37,600 Building $140,700
2024	$4,057.00	$178,300 Land $37,600 Building $140,700
2013			$183,058 Land $38,603 Building $144,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 828 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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