828 E Amberwood Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 828 E Amberwood Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,579 sqft · built 2020
Lot Size	0.11 acres (4,820 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2021)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`300-97-986`

Property Details

APN / Parcel Number

Primary APN	`300-97-986`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,820 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	828 E AMBERWOOD DR
City	PHOENIX
State	AZ
Zip	85048-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	RESERVE AT MOUNTAIN TRAILS MCR 1388-30
Legal Range	03E
Legal Township	01S
Legal Section	33
Legal Subdivision	RESERVE AT MOUNTAIN TRAILS
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	116727

Owner

828 E Amberwood Dr is owned and occupied by an individual who bought it in October 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	828 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 22, 2021	Warranty Deed, Transfer OS NATIONAL LLC
May 26, 2020	Special Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	20211074681
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 5, 2021
Property Address	828 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Document Number	0001074681
Map Reference	MB 1388 PG 30
Instrument Date	Oct 2, 2021
Instrument	20211074681
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	828 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Investor	Possibly a Property Investor

Mortgage

Document Number	0001074682
Date	Oct 5, 2021
Instrument	20211074682

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2021
Property Address	828 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Document Number	0000797434
Map Reference	MB 1388 PG 30
Instrument Date	Jul 19, 2021
Instrument	20210797434
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 W THOMAS RD # RD303, RD303, PHOENIX, AZ 85013-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2020
Property Address	828 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Document Number	0000446944
Map Reference	MB 1388 PG 30
Instrument Date	May 19, 2020
Instrument	20200446944
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8655 E VIA DE VENTURAF250, 8655, SCOTTSDALE, AZ 85258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 PRESIDENT ST, BALTIMORE, MD 21202-4507

Mortgage

Document Number	0000446945
Date	May 26, 2020
Instrument	20200446945

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 828 E Amberwood Dr was $2,559.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,630	$496,300 Land $99,200 Building $397,100
2025	$2,559.00
2024		$53,420	$534,200 Land $106,800 Building $427,400
2023	$2,405.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 828 E Amberwood Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 E Amberwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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