828 E 3rd St, Winona, MN 55987 Property Records

Winona County property record for 828 E 3rd St, Winona, MN 55987 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1890
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2020)
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
APN	`32.200.4280`

Property Details

APN / Parcel Number

Primary APN	`32.200.4280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	874 sqft Living Area
1st Floor Area	874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	360 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	828 E 3RD ST
City	WINONA
State	MN
Zip	55987-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-012 BLOCK-035 S 1/2 & PART VAC STREET
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	HAMILTON ADDITION
Legal Block	35
Legal Lot Number	12
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3036
Census Tract	670700

Owner

Source: Winona County records · APN 32.200.4280

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	828 E 3RD ST, WINONA, MN 55987-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	2020623368
Record Updated	Jun 08, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Mar 24, 2020
Property Address	828 E 3RD ST, WINONA, MN 55987-4423
Document Number	623368
Instrument Date	Mar 20, 2020
Instrument	623368
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	828 E 3RD ST, WINONA, MN 55987-4423

Mortgage

Document Number	623369
Date	Mar 24, 2020
Instrument	623369

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00 (+24.77%)
2025		$133,100 (+5.3%) Land $24,700 Building $108,400	$133,100 (+5.3%) Land $24,700 Building $108,400
2023	$1,284.00	$126,400 Land $23,800 Building $102,600	$126,400 Land $23,800 Building $102,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696707003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2001, river or lake flooding, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 841 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hiawatha Broadband Communications, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.