Payne County property record for 828 E 15th Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1945 |
| Lot Size | 0.654 acres (28,524 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,165 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-24-3-ST770-004-0000I |
| Primary APN | 19N02E-24-3-ST770-004-0000I |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,524 sqft (0.654 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 940 sqft |
| Deck Area | 288 sqft |
| Patio Area | 295 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16631 |
|---|---|
| Street Address | 828 E 15TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-6056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TUCKERS ADD BLK 4 BEG 308'E SW/C BLK 4; N10^E-142' TO W/L AT&SF R/W; SELY ALG R/W TO CENTER OF 15TH AVE; W-177.5' N-25' W-42. |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 24 |
| Legal Subdivision | TUCKER'S ADD |
| Legal Block | 4 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10700 |
828 E 15th Ave is owned by a company that acquired it in July 2010 and is owner-occupied.
Source: Payne County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 828 E 15TH AVE, STILLWATER, OK 74074-6056 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2010 |
| Transfer Doc | 0019000759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 828 E 15TH AVE, STILLWATER, OK 74074-6056 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026860508 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 2686/508 |
| Instrument | I-2022-002855 |
| Name | OKLAHOMA COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | STILLWATER, OK 74076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2052 |
The 2025 property tax bill for 828 E 15th Ave was $2,165 with a homeowner's exemption, up 67.3% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,782 (+66.01%) Land $3,135 Building $19,647 | $199,850 Land $27,500 Building $172,350 | |
| 2025 | $2,165.00 (+67.31%) Homeowner's exemption | $13,723 (-) Land $2,009 Building $11,714 | |
| 2024 | $1,294.00 (+3.52%) Homeowner's exemption | $13,723 (+3%) Land $2,009 Building $11,714 | $187,780 (+15.84%) Land $27,500 Building $160,280 |
| 2023 | $1,250.00 (+3.48%) Homeowner's exemption | $13,323 (+3%) Land $1,479 Building $11,844 | $162,100 (-6.66%) Land $18,000 Building $144,100 |
| 2022 | $1,208.00 Homeowner's exemption | $12,935 Land $3,456 Building $9,479 | $173,670 Land $46,400 Building $127,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 828 E 15th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 828 E 15th Ave is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Centranet.
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